We’ll help more of your customers find their place
There’s a range of support available to our intermediaries, including our experienced team of BDMs, and direct access to a Case Owner that helps make lending decisions.
We take a more human approach to underwriting, to build a truer picture and reach a fairer outcome. We design products that are easy to understand and simple to place. We strive to make each interaction you have with us easier than the one before. And we share valuable insight and expertise that give you an edge and build your reputation.
That’s why you’ll always find us with our doors and our minds wide open. Ready to challenge convention, read between the lines and see the story behind the numbers. We will find a place for your case with a path to success for your customers and your business.
FIRSTS TEAM
Our Regional Development Managers
Tom Gwilliam
Regional Development Manager
Tom joined Pepper Money’s sales team in 2023 after working as a mortgage broker since March 2020, gaining valuable experience during one of the most unpredictable rate environments in recent years. This experience puts him in a great position to support brokers and find solutions in more complex scenarios. Outside work, you’ll find him playing hockey for South Manchester Hockey Club, following Wolves FC, or half way through a music rabbit hole.
- North West
- BB, BL, CA, CH, CW, FY, L, LA, LL, M, OL, PR, SK, WA, WN
- Tom.Gwilliam@pepper.money
- 07702809043
- Connect on LinkedIn
Georgina England
Regional Development Manager
Georgina has been in financial services for over 11 years, the last 6 of those have been in Business Development. She is experienced in specialist lending and passionate about building relationships and supporting brokers to find solutions for their clients. Outside of work, you will find Gina filling her time training her dogs, tending to her allotment that she has recently taken on or trying to improve her running stats on Strava!
- Midlands
- B, CV, DE, DY, LE, LN, MK, NG, NN, PE, ST, TF, WS, WV
- georgina.england@pepper.money
- 07860 189397
Max Hill
Regional Development Manager
Max has looked after brokers and firms in Yorkshire and the North East since joining in 2019. With nearly twenty years industry experience as a BDM and an adviser he's well placed to help brokers support their customers. When he's not working he enjoys holidays with his family, following his beloved Sheffield United and attempting to play golf.
- Yorkshire & The North East
- BD, DH, DL, DN, HD, HG, HU, HX, LS, NE, S, SR, TD, TS, WF, YO
- max.hill@pepper.money
- 07711766396
- Connect on LinkedIn
Sam Bickerton
Regional Development Manager
Sam has been supporting brokers in the South East for over 15 years and has been with Pepper since 2023. Outside of work you'll find him playing football, or enjoying long dog walks with his family.
- South East
- BH, BN, BR, CR, CT, GU, KT, ME, PO, RG, RH, SL, SM, SO, SP, TN, TW
- sam.bickerton@pepper.money
- 07860188112
- Connect on LinkedIn
Alex Hall
Regional Development Manager
Alex has worked in the mortgage industry for over 10 years and worked as an Underwriter for 4 mortgage lenders, including Pepper, who he joined in 2022. This experience places Alex in the perfect position to help resolve those complex mortgage cases. Alex loves fitness, astronomy and colourful credit reports in equal measures.
- South West
- BA, BS, CF, DT, EX, GL, HR, LD, NP, OX, PL, SA, SN, SY, TA, TQ, TR, WR
- alex.hall@pepper.money
- 07590497351
- Connect on LinkedIn
Grace Bennett
Regional Development Manager
Grace has been a BDM for nearly 6 years, with over 8 years' experience in the specialist lending market, she enjoys working closely with her brokers to support their clients with flexible lending solutions. Outside of the field you will find Grace booking her next travel adventure or binge-watching Netflix' latest thriller!
- London
- E, EC, EN, HA, N, NW, SE, SW, UB, W, WC, WD
- Grace.Bennett@pepper.money
- 07590488063
Steven Bailey
Regional Development Manager
With 20 years in financial services, 12 of which in the intermediary mortgage market, all within specialist lending, Steve is passionate about customers who are underserved by mainstream lending. He works tirelessly to deliver solutions for brokers, delivering timely responses and delivering good outcomes. When not at work, there is no let up, Steve's family of three children keep his on his toes or if he ever does get some time to himself, he'll be planning and training for his next Tough Mudder.
- East
- AL, CB,CM,CO, DA, HP, IG, IP, LU, NR, RM, SG, SS
- steven.bailey@pepper.money
- 07736 615995
Michael Walsh
Regional Development Manager
With more than 25 years' experience across the intermediary mortgage market in both mainstream and specialist lending, Michael enjoys working closely with brokers to help find the right mortgage solutions for their customers. He's passionate about supporting customers whose circumstances may not fit the high street, helping more people achieve their homeownership ambitions. Outside of work, Michael enjoys spending time with family and friends and is a keen football supporter, often attending matches in Glasgow and further afield.
- Scotland
- AB, DD, DG, EH, FK, G, IV, KA, KW, KY, ML, TD, PA, PH
- michael.walsh@pepper.money
- 07951530416
MANAGEMENT TEAM
Our Sales Management team
Paul Adams
Sales Director
Leading the sales & distribution teams, Paul enjoys close external relationships and adapting feedback and ideas into solutions for customers & brokers, always pushing to help those underserved elsewhere. In his spare time, Paul is a keen self-taught guitarist and a secret Taylor Swift fan!
Ryan Brailsford
Distribution Director
With 25 years in the intermediary mortgage market, predominantly in specialist lending, Ryan is passionate about customers who are underserved by mainstream lending and works tirelessly externally and internally to develop Pepper’s proposition to offer solutions in this area. When not at work, Ryan can usually be found off-roading in The Lake District or relaxing round a pool with a cold lemonade!
Rob Barnard
Intermediary Relationship Director
Rob's been in the industry for well over 30 years now, but shows no signs of slowing down. In his second spell at Pepper he leads the relationships with all our key distribution partners and you'll often see him around the country presenting at many industry events. Outside of work, he's a season ticket holder at Macclesfield FC, grows big vegetables and can be often seen each dressed as the Dame in Panto -"Oh yes he can"
Dianne Corner
National Sales Manager
Dianne (Di) joined Pepper Money in 2022 and looks after the day to day running of the Sales Team. Her biggest passion in work is coaching and developing the team, and outside of work you'll find her on the golf course, a ski slope or a sun lounger.
Mark Shelper
National Key Accounts Manager
Mark is currently enjoying his 2nd spell at Pepper Money, now as a National Account Manager, after originally joining in 2016. Mark has worked in the mortgage industry since 1999 and has long term experience in the Specialist Lending market. Outside of work Mark spends his time with his 2 daughters and loves a Sunday watching F1 or MotoGP.
Need help with your mortgage case?
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
Telephone BDM Team
Brokers looking to discuss their specialist cases can now get in touch with our Telephone BDM’s to see how Pepper Money may be able to help.