Richard Pugh

Richard has more than 16 years’ experience working in financial services, having previously worked as a mortgage consultant for Nationwide, providing advice on mortgage and insurance solutions for families.

Max Hill

With over 10 years industry experience, having worked as a broker and BDM, Max is well placed to provide brokers with the support they need to place specialist cases.

Paul Drinkwater

With 30 years’ experience in the industry. He loves growing relationships with brokers and enabling them to help their customers find a solution to their mortgage needs.

Steve Mannakee

An ex-broker with over 20 years’ experience in financial services, he thrives on giving the best level of help and support to brokers. He truly believes in the Pepper Money approach.

Lois Ashcroft

Lois has over 7 years mortgage related experience, with previous roles as an underwriter, advisor and now a BDM, Lois has developed a holistic understanding of the mortgage process.

Lewis Wheeler


Lewis has 12 years’ experience in the financial services industry. He enjoys being able to help brokers in converting their specialist cases through to completion.

Telephone BDM Team

Brokers in Surrey, Sussex and Hampshire looking to discuss their cases can get in touch with our Telephone BDM’s to see how Pepper Money may be able to help.