Your guide to
Buy to Let &
Limited Company Buy to Let products

We provide buy to let mortgages to your customers who are often overlooked by high street lenders.

Our Range

How we help you succeed

We provide Buy to Let mortgages to landlords, whether you’re looking to grow your property portfolio or remortgage an existing property. We’re able to help you if you’re operating in a personal name or a Limited Company structure. Plus, if you’re a current homeowner looking to start with your first Buy to Let property.

By being easy to work with

Enjoy direct access to a decision maker. Clear, timely communication. And smoother case managment thanks to our online portals.

By taking a human approach to decision-making

We consider people, not credit scores. So you get a fairer – and often more generous – lending decision.
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Pepper Money Brokers

BUY TO LET MORTGAGES

Extensive Buy to Let mortgage range

Our Buy to Let range for private landlords is designed to help first-time landlords and landlords looking to add to their existing portfolios.
View Buy to Let products
View Limited Company Buy to Let products

What We Offer

Find the right product for your customers

Buy to Let Mortgage Products

Our product range can support your Personal Buy to Let customers with competitive rates and fast application turnarounds.

View Buy to Let products

Ltd Co Buy to Let Mortgage Products

Our product range can help your customer whether they’re growing their portfolio by purchasing their next property under a limited company structure or already operating a special purpose vehicle (SPV).
View Ltd Co Buy to Let products

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

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03333 701 101

Article & Blogs

A little further reading

If you’d like to dig deeper, read our articles and blogs for the best Homeowner Loan content and insight.

what is loan to value

What is loan to value?

What is loan-to-value (LTV)? Learn how LTV affects your mortgage, why it matters to lenders, and how to get the best rates based on your deposit size.
Read more
do first time buyers pay stamp duty

Do first-time buyers pay stamp duty?

Do first-time buyers have to pay stamp duty? Learn about the UK’s stamp duty rules, exemptions, and how much you might need to pay when buying your first home.
Read more
how to get a mortgage as a first time buyer

How to get a mortgage as a first-time buyer?

Buying your first home? This step-by-step guide walks you through the entire mortgage process, from saving a deposit to getting approved and securing your home.
Read more
what are mortgage interest rates if you are self employed

What are mortgage interest rates if you are self-employed?

What are mortgage interest rates if you're self-employed? Learn how lenders assess self-employed applicants, factors affecting rates, and tips to secure the best deal.
Read more
how do I calculate loan to value

How do I calculate loan to value?

Wondering how to calculate loan-to-value (LTV)? Learn the simple formula, why LTV matters for mortgages, and how it affects interest rates and borrowing options.
Read more
can you use gifted money for a house deposit

Can you use gifted money for a house deposit?

Can you use gifted money for a house deposit? Learn how mortgage lenders view gifted deposits, what proof is required, and potential tax implications.
Read more

Resources

Buy to Let & Limited Company Buy to Let toolkit and guides

Our Broker Toolkit has all the information you need for Products, Calculators and Guides

Product Guides

Buy to Let Product Guide
Ltd Company Buy to Let Product Guide

Calculators

Buy to Let Calculator
Ltd Company Buy to Let Calculator

Criteria

Buy to Let & Ltd Company Buy to Let Criteria Guide

Packaging

Pepper Your Guide

Downloads

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