Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- November 2025
- LMR = 4.50% (As of 15th September 2025)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ 
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L50884
Pepper48 Light Ltd Co BTL
Product Code: L50881
Pepper48 Light Ltd Co BTL
Product Code: L50887
Pepper48 Light Ltd Co BTL
Product Code: L20174
Pepper48 Light Ltd Co BTL
Product Code: L20177
Pepper48 Light Ltd Co BTL
Product Code: L50885
Pepper48 Light Ltd Co BTL
Product Code: L50882
Pepper48 Light Ltd Co BTL
Product Code: L50888
Pepper48 Light Ltd Co BTL
Product Code: L20175
Pepper48 Light Ltd Co BTL
Product Code: L20178
Pepper48 Light Ltd Co BTL
Product Code: L50886
Pepper48 Light Ltd Co BTL
Product Code: L50883
Pepper48 Light Ltd Co BTL
Product Code: L50889
Pepper48 Light Ltd Co BTL
Product Code: L20176
Pepper48 Light Ltd Co BTL
Product Code: L20179
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months 
no CCJ in the last 48 months 
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L50893
Pepper48 Ltd Co BTL
Product Code: L50890
Pepper48 Ltd Co BTL
Product Code: L50896
Pepper48 Ltd Co BTL
Product Code: L20180
Pepper48 Ltd Co BTL
Product Code: L20183
Pepper48 Ltd Co BTL
Product Code: L50894
Pepper48 Ltd Co BTL
Product Code: L50891
Pepper48 Ltd Co BTL
Product Code: L50897
Pepper48 Ltd Co BTL
Product Code: L20181
Pepper48 Ltd Co BTL
Product Code: L20184
Pepper48 Ltd Co BTL
Product Code: L50895
Pepper48 Ltd Co BTL
Product Code: L50892
Pepper48 Ltd Co BTL
Product Code: L50898
Pepper48 Ltd Co BTL
Product Code: L20182
Pepper48 Ltd Co BTL
Product Code: L20185
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months 
never had a CCJ 
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L50902
Pepper36 Light Ltd Co BTL
Product Code: L50899
Pepper36 Light Ltd Co BTL
Product Code: L50905
Pepper36 Light Ltd Co BTL
Product Code: L20189
Pepper36 Light Ltd Co BTL
Product Code: L20186
Pepper36 Light Ltd Co BTL
Product Code: L50903
Pepper36 Light Ltd Co BTL
Product Code: L50900
Pepper36 Light Ltd Co BTL
Product Code: L50906
Pepper36 Light Ltd Co BTL
Product Code: L20190
Pepper36 Light Ltd Co BTL
Product Code: L20187
Pepper36 Light Ltd Co BTL
Product Code: L50904
Pepper36 Light Ltd Co BTL
Product Code: L50901
Pepper36 Light Ltd Co BTL
Product Code: L50907
Pepper36 Light Ltd Co BTL
Product Code: L20191
Pepper36 Light Ltd Co BTL
Product Code: L20188
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months 
no CCJ in the last 36 months 
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L50911
Pepper36 Ltd Co BTL
Product Code: L50908
Pepper36 Ltd Co BTL
Product Code: L50914
Pepper36 Ltd Co BTL
Product Code: L20192
Pepper36 Ltd Co BTL
Product Code: L20195
Pepper36 Ltd Co BTL
Product Code: L50912
Pepper36 Ltd Co BTL
Product Code: L50909
Pepper36 Ltd Co BTL
Product Code: L50915
Pepper36 Ltd Co BTL
Product Code: L20193
Pepper36 Ltd Co BTL
Product Code: L20196
Pepper36 Ltd Co BTL
Product Code: L50913
Pepper36 Ltd Co BTL
Product Code: L50910
Pepper36 Ltd Co BTL
Product Code: L50916
Pepper36 Ltd Co BTL
Product Code: L20194
Pepper36 Ltd Co BTL
Product Code: L20197
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months 
never had a CCJ 
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L50919
Pepper24 Light Ltd Co BTL
Product Code: L50917
Pepper24 Light Ltd Co BTL
Product Code: L50921
Pepper24 Light Ltd Co BTL
Product Code: L20198
Pepper24 Light Ltd Co BTL
Product Code: L20200
Pepper24 Light Ltd Co BTL
Product Code: L50920
Pepper24 Light Ltd Co BTL
Product Code: L50918
Pepper24 Light Ltd Co BTL
Product Code: L50922
Pepper24 Light Ltd Co BTL
Product Code: L20199
Pepper24 Light Ltd Co BTL
Product Code: L20201
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months 
no CCJ in the last 24 months 
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L50925
Pepper24 Ltd Co BTL
Product Code: L50923
Pepper24 Ltd Co BTL
Product Code: L50927
Pepper24 Ltd Co BTL
Product Code: L20202
Pepper24 Ltd Co BTL
Product Code: L20204
Pepper24 Ltd Co BTL
Product Code: L50926
Pepper24 Ltd Co BTL
Product Code: L50924
Pepper24 Ltd Co BTL
Product Code: L50928
Pepper24 Ltd Co BTL
Product Code: L20203
Pepper24 Ltd Co BTL
Product Code: L20205
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months 
never had a CCJ 
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L50929
Pepper18 Light Ltd Co BTL
Product Code: L50933
Pepper18 Light Ltd Co BTL
Product Code: L50931
Pepper18 Light Ltd Co BTL
Product Code: L20206
Pepper18 Light Ltd Co BTL
Product Code: L20208
Pepper18 Light Ltd Co BTL
Product Code: L50930
Pepper18 Light Ltd Co BTL
Product Code: L50934
Pepper18 Light Ltd Co BTL
Product Code: L50932
Pepper18 Light Ltd Co BTL
Product Code: L20207
Pepper18 Light Ltd Co BTL
Product Code: L20209
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months 
no CCJ in the last 18 months 
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L50935
Pepper18 Ltd Co BTL
Product Code: L50939
Pepper18 Ltd Co BTL
Product Code: L50937
Pepper18 Ltd Co BTL
Product Code: L20210
Pepper18 Ltd Co BTL
Product Code: L20212
Pepper18 Ltd Co BTL
Product Code: L50936
Pepper18 Ltd Co BTL
Product Code: L50940
Pepper18 Ltd Co BTL
Product Code: L50938
Pepper18 Ltd Co BTL
Product Code: L20211
Pepper18 Ltd Co BTL
Product Code: L20213
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months 
never had a CCJ 
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L50941
Pepper12 Light Ltd Co BTL
Product Code: L50945
Pepper12 Light Ltd Co BTL
Product Code: L50943
Pepper12 Light Ltd Co BTL
Product Code: L20216
Pepper12 Light Ltd Co BTL
Product Code: L20214
Pepper12 Light Ltd Co BTL
Product Code: L50942
Pepper12 Light Ltd Co BTL
Product Code: L50946
Pepper12 Light Ltd Co BTL
Product Code: L50944
Pepper12 Light Ltd Co BTL
Product Code: L20217
Pepper12 Light Ltd Co BTL
Product Code: L20215
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months 
no CCJ in the last 12 months 
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L50947
Pepper12 Ltd Co BTL
Product Code: L50951
Pepper12 Ltd Co BTL
Product Code: L50949
Pepper12 Ltd Co BTL
Product Code: L20220
Pepper12 Ltd Co BTL
Product Code: L20218
Pepper12 Ltd Co BTL
Product Code: L50948
Pepper12 Ltd Co BTL
Product Code: L50952
Pepper12 Ltd Co BTL
Product Code: L50950
Pepper12 Ltd Co BTL
Product Code: L20221
Pepper12 Ltd Co BTL
Product Code: L20219
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months 
never had a CCJ 
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: LH50005
Pepper48 Light Ltd Co HMO
Product Code: LH50003
Pepper48 Light Ltd Co HMO
Product Code: LH50001
Pepper48 Light Ltd Co HMO
Product Code: LH20003
Pepper48 Light Ltd Co HMO
Product Code: LH20001
Pepper48 Light Ltd Co HMO
Product Code: LH50006
Pepper48 Light Ltd Co HMO
Product Code: LH50004
Pepper48 Light Ltd Co HMO
Product Code: LH50002
Pepper48 Light Ltd Co HMO
Product Code: LH20004
Pepper48 Light Ltd Co HMO
Product Code: LH20002
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months 
no CCJ in the last 48 months 
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: LH50011
Pepper48 Ltd Co HMO
Product Code: LH50009
Pepper48 Ltd Co HMO
Product Code: LH50007
Pepper48 Ltd Co HMO
Product Code: LH20007
Pepper48 Ltd Co HMO
Product Code: LH20005
Pepper48 Ltd Co HMO
Product Code: LH50012
Pepper48 Ltd Co HMO
Product Code: LH50010
Pepper48 Ltd Co HMO
Product Code: LH50008
Pepper48 Ltd Co HMO
Product Code: LH20008
Pepper48 Ltd Co HMO
Product Code: LH20006
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months 
never had a CCJ 
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: LH50017
Pepper36 Light Ltd Co HMO
Product Code: LH50015
Pepper36 Light Ltd Co HMO
Product Code: LH50013
Pepper36 Light Ltd Co HMO
Product Code: LH20011
Pepper36 Light Ltd Co HMO
Product Code: LH20009
Pepper36 Light Ltd Co HMO
Product Code: LH50018
Pepper36 Light Ltd Co HMO
Product Code: LH50016
Pepper36 Light Ltd Co HMO
Product Code: LH50014
Pepper36 Light Ltd Co HMO
Product Code: LH20012
Pepper36 Light Ltd Co HMO
Product Code: LH20010
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months 
no CCJ in the last 36 months 
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: LH50023
Pepper36 Ltd Co HMO
Product Code: LH50021
Pepper36 Ltd Co HMO
Product Code: LH50019
Pepper36 Ltd Co HMO
Product Code: LH20015
Pepper36 Ltd Co HMO
Product Code: LH20013
Pepper36 Ltd Co HMO
Product Code: LH50024
Pepper36 Ltd Co HMO
Product Code: LH50022
Pepper36 Ltd Co HMO
Product Code: LH50020
Pepper36 Ltd Co HMO
Product Code: LH20016
Pepper36 Ltd Co HMO
Product Code: LH20014
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months 
never had a CCJ 
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: LH50029
Pepper24 Light Ltd Co HMO
Product Code: LH50027
Pepper24 Light Ltd Co HMO
Product Code: LH50025
Pepper24 Light Ltd Co HMO
Product Code: LH20019
Pepper24 Light Ltd Co HMO
Product Code: LH20017
Pepper24 Light Ltd Co HMO
Product Code: LH50030
Pepper24 Light Ltd Co HMO
Product Code: LH50028
Pepper24 Light Ltd Co HMO
Product Code: LH50026
Pepper24 Light Ltd Co HMO
Product Code: LH20020
Pepper24 Light Ltd Co HMO
Product Code: LH20018
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months 
no CCJ in the last 24 months 
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: LH50035
Pepper24 Ltd Co HMO
Product Code: LH50033
Pepper24 Ltd Co HMO
Product Code: LH50031
Pepper24 Ltd Co HMO
Product Code: LH20023
Pepper24 Ltd Co HMO
Product Code: LH20021
Pepper24 Ltd Co HMO
Product Code: LH50036
Pepper24 Ltd Co HMO
Product Code: LH50034
Pepper24 Ltd Co HMO
Product Code: LH50032
Pepper24 Ltd Co HMO
Product Code: LH20024
Pepper24 Ltd Co HMO
Product Code: LH20022
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months 
never had a CCJ 
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: LH50041
Pepper18 Light Ltd Co HMO
Product Code: LH50039
Pepper18 Light Ltd Co HMO
Product Code: LH50037
Pepper18 Light Ltd Co HMO
Product Code: LH20027
Pepper18 Light Ltd Co HMO
Product Code: LH20025
Pepper18 Light Ltd Co HMO
Product Code: LH50042
Pepper18 Light Ltd Co HMO
Product Code: LH50040
Pepper18 Light Ltd Co HMO
Product Code: LH50038
Pepper18 Light Ltd Co HMO
Product Code: LH20028
Pepper18 Light Ltd Co HMO
Product Code: LH20026
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months 
no CCJ in the last 18 months 
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: LH50047
Pepper18 Ltd Co HMO
Product Code: LH50045
Pepper18 Ltd Co HMO
Product Code: LH50043
Pepper18 Ltd Co HMO
Product Code: LH20031
Pepper18 Ltd Co HMO
Product Code: LH20029
Pepper18 Ltd Co HMO
Product Code: LH50048
Pepper18 Ltd Co HMO
Product Code: LH50046
Pepper18 Ltd Co HMO
Product Code: LH50044
Pepper18 Ltd Co HMO
Product Code: LH20032
Pepper18 Ltd Co HMO
Product Code: LH20030
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months 
never had a CCJ 
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: LH50053
Pepper12 Light Ltd Co HMO
Product Code: LH50051
Pepper12 Light Ltd Co HMO
Product Code: LH50049
Pepper12 Light Ltd Co HMO
Product Code: LH20035
Pepper12 Light Ltd Co HMO
Product Code: LH20033
Pepper12 Light Ltd Co HMO
Product Code: LH50054
Pepper12 Light Ltd Co HMO
Product Code: LH50052
Pepper12 Light Ltd Co HMO
Product Code: LH50050
Pepper12 Light Ltd Co HMO
Product Code: LH20036
Pepper12 Light Ltd Co HMO
Product Code: LH20034
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months 
no CCJ in the last 12 months 
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: LH50059
Pepper12 Ltd Co HMO
Product Code: LH50057
Pepper12 Ltd Co HMO
Product Code: LH50055
Pepper12 Ltd Co HMO
Product Code: LH20039
Pepper12 Ltd Co HMO
Product Code: LH20037
Pepper12 Ltd Co HMO
Product Code: LH50060
Pepper12 Ltd Co HMO
Product Code: LH50058
Pepper12 Ltd Co HMO
Product Code: LH50056
Pepper12 Ltd Co HMO
Product Code: LH20040
Pepper12 Ltd Co HMO
Product Code: LH20038
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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