Brokers, say
Bye To Less
with our simpler approach to smaller-portfolio BTL
You’ll find us more flexible than high street lenders. And our processes more straightforward than specialist providers. It’s Buy to Let, more how you’d like it.
Bye To Less
prioritisation
Some cases fall foul of strict high street criteria or become lost in the process complexity of specialists. That makes them a natural fit for Pepper, where we take a simpler, more efficient approach.
Bye To Less
flexibility
flexibility
Pepper offers capital raising for any legal purpose up to 80% LTV, market-rent affordability and no minimum income or income evidence requirement. We’re all for maximising your borrowing power with no unnecessary barriers.
Bye To Less support
Manual underwriting, minimal paperwork and no portfolio stress tests put your cases on fast-forward. Perfect when you want to work with pace and confidence.
Our approach to smaller-portfolio BTL suits brokers who
sometimes deal with landlords owning between up to ten properties
often find cases caught between the rigid borrowing criteria of the high street and the process complexity of specialist lenders
crave simplicity and flexibility, alongside a helpful, practical approach that prioritises their clients’ needs
want a reliable, go-to lender with consistently competitive rates.