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Criteria Guides

Our mortgage criteria is designed to help your customers who would benefit from a more human approach to underwriting.

Our Criteria guides

Our criteria are designed to help your customers benefit from a more human approach to underwriting. Whether they’re first-time buyers, self-employed, or portfolio landlords, our inclusive range of specialist mortgage and buy-to-let products could be the answer.

Mortgage Criteria

Our mortgage criteria are structured for your customers’ unique circumstances. This includes those with complex income, self-employed, young credit history, and those who have experienced previous financial blips.

Buy to Let Mortgage Criteria

We take a more human approach to underwriting to support a range of landlords, including those new to buy-to-let, limited companies with recently created SPVs, and experienced portfolio landlords looking to remortgage.

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

Resources

Broker toolkit and guides

Our Broker Toolkit has all the information you need for Products, Calculators and Guides

Product Guides

Calculators

Criteria

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