Our latest blog posts from Pepper Money

For each application you submit to Pepper Money, we’ll perform electronic checks on all personal and business details you provide, using Electronic Identification to verify identity.
In some circumstances, we may require additional documentation to validate these details. This isn’t a complete list, but the below may give you an idea of any additional specific items we may need.

We understand brokers deal with several different lenders, all with slightly different requirements, criteria, products and processes. But, we want to make it easier for you!

Packaging a case for a client with adverse credit is not dissimilar to other types of mortgages and making sure you get the basics right can help the application to proceed quickly and easily.

Life is beginning to grind back into gear, but it’s a different gear to the one in which we entered the start of the COVID-19 pandemic.

The question at the front of most people’s minds at the moment is ‘what does normal look like?’ and it’s a very difficult question to answer.

We are now at the stage where we can start to look forward and consider what shape the market might take beyond the COVID-19 crisis.

It’s safe to say that of all the ‘predictions for 2020’ that were posted in December and January have been a little far off the mark… The year started well for the intermediary market with exceptional growth, which really gave us all optimism for what 2020 may have in store.

In any fast-moving situation, there is always likely to be a degree of speculation and misinformation. So, given that few events have escalated as quickly as COVID-19, it’s unsurprising that there has been so much conjecture as to the impact it will have on different areas of our lives.

A Debt Management Plan (DMP) is a non-binding agreement between an individual and their creditors to repay debts. It is typically used when a borrower can only afford to pay creditors less than their contractual repayments.