Comfortable Consolidators

Ryan Brailsford, Director of Business Development at Pepper Money, says:
With interest rates rising, lots of customers are considering debt consolidation and this case of a Comfortable Consolidator is a great example of the hurdles that can be cleared to make this a possibility. This was not a straightforward application. The customer was self-employed and had seen a reduction in income during Covid, they had adverse credit on their credit file and wanted a Let to Buy mortgage that enabled them to release enough capital to consolidate their outstanding unsecured debts. Fortunately, at Pepper Money, we understand that life is rarely straightforward and so our mortgages, approach to underwriting and market leading service levels are designed to make difficult cases easy to place. Working alongside Chine Financial, we were able to provide the customer with the mortgage they needed to take the next step in their life.