The Pepper Money Blog
Our latest blog posts from Pepper Money
Blog
How to get a mortgage as a first-time buyer?
Buying your first home? This step-by-step guide walks you through the entire mortgage process, from saving a deposit to getting approved and securing your home.
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Blog What are mortgage interest rates if you are self-employed?
What are mortgage interest rates if you’re self-employed? Learn how lenders assess self-employed applicants, factors affecting rates, and tips to secure the best deal.
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Blog How do I calculate loan to value?
Wondering how to calculate loan-to-value (LTV)? Learn the simple formula, why LTV matters for mortgages, and how it affects interest rates and borrowing options.
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Blog Can you use gifted money for a house deposit?
Can you use gifted money for a house deposit? Learn how mortgage lenders view gifted deposits, what proof is required, and potential tax implications.
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Blog Getting a mortgage with adverse credit
Struggling to get a mortgage with adverse credit? Learn how specialist lenders can help, what criteria they use, and steps to improve your chances of approval.
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Blog Who is the best mortgage lender if you have a low credit score?
Looking for the best mortgage lender with a low credit score? Discover top lenders, their criteria, and tips to improve your chances of approval in this guide.
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Blog Will I get a mortgage with a low credit score?
Worried about getting a mortgage with a low credit score? Learn how lenders assess credit, what options are available, and steps to improve your approval chances.
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Blog How many years do you need to be self-employed to get a mortgage
Learn how long you need to be self-employed to qualify for a mortgage and what documents lenders will expect to see.
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Blog Getting a mortgage when self employed
Struggling to get a mortgage while self-employed? Learn how to prove income, boost approval chances, and navigate lender requirements in this essential guide.
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