Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs or Sheriff Court Decrees, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- October 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 48 months never had a CCJ or Sheriff Court Decree
Pepper48 Light Ltd Co BTL
Product Code: L500802610165
Pepper48 Light Ltd Co BTL
Product Code: L200022610165
Pepper48 Light Ltd Co BTL
Product Code: L500802610170
Pepper48 Light Ltd Co BTL
Product Code: L200022610170
Pepper48 Light Ltd Co BTL
Product Code: L500802610175
Pepper48 Light Ltd Co BTL
Product Code: L200022610175
Pepper48 Light Ltd Co BTL
Product Code: L500802610180
Pepper48 Light Ltd Co BTL
Product Code: L200022610180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | None or 0 registered in 48 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L500822610165
Pepper48 Ltd Co BTL
Product Code: L200052610165
Pepper48 Ltd Co BTL
Product Code: L500822610170
Pepper48 Ltd Co BTL
Product Code: L200052610170
Pepper48 Ltd Co BTL
Product Code: L500822610175
Pepper48 Ltd Co BTL
Product Code: L200052610175
Pepper48 Ltd Co BTL
Product Code: L500822610180
Pepper48 Ltd Co BTL
Product Code: L200052610180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Pepper36 Light Ltd Co BTL
Product Code: L500842610165
Pepper36 Light Ltd Co BTL
Product Code: L200082610165
Pepper36 Light Ltd Co BTL
Product Code: L500842610170
Pepper36 Light Ltd Co BTL
Product Code: L200082610170
Pepper36 Light Ltd Co BTL
Product Code: L500842610175
Pepper36 Light Ltd Co BTL
Product Code: L200082610175
Pepper36 Light Ltd Co BTL
Product Code: L500842610180
Pepper36 Light Ltd Co BTL
Product Code: L200082610180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 36 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L500862610165
Pepper36 Ltd Co BTL
Product Code: L200112610165
Pepper36 Ltd Co BTL
Product Code: L500862610170
Pepper36 Ltd Co BTL
Product Code: L200112610170
Pepper36 Ltd Co BTL
Product Code: L500862610175
Pepper36 Ltd Co BTL
Product Code: L200112610175
Pepper36 Ltd Co BTL
Product Code: L500862610180
Pepper36 Ltd Co BTL
Product Code: L200112610180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Pepper24 Light Ltd Co BTL
Product Code: L500882610165
Pepper24 Light Ltd Co BTL
Product Code: L200142610165
Pepper24 Light Ltd Co BTL
Product Code: L500882610170
Pepper24 Light Ltd Co BTL
Product Code: L200142610170
Pepper24 Light Ltd Co BTL
Product Code: L500882610175
Pepper24 Light Ltd Co BTL
Product Code: L200142610175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 24 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L500902610165
Pepper24 Ltd Co BTL
Product Code: L200172610165
Pepper24 Ltd Co BTL
Product Code: L500902610170
Pepper24 Ltd Co BTL
Product Code: L200172610170
Pepper24 Ltd Co BTL
Product Code: L500902610175
Pepper24 Ltd Co BTL
Product Code: L200172610175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Pepper18 Light Ltd Co BTL
Product Code: L500922610165
Pepper18 Light Ltd Co BTL
Product Code: L200202610165
Pepper18 Light Ltd Co BTL
Product Code: L500922610170
Pepper18 Light Ltd Co BTL
Product Code: L200202610170
Pepper18 Light Ltd Co BTL
Product Code: L500922610175
Pepper18 Light Ltd Co BTL
Product Code: L200202610175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 18 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L500942610165
Pepper18 Ltd Co BTL
Product Code: L200232610165
Pepper18 Ltd Co BTL
Product Code: L500942610170
Pepper18 Ltd Co BTL
Product Code: L200232610170
Pepper18 Ltd Co BTL
Product Code: L500942610175
Pepper18 Ltd Co BTL
Product Code: L200232610175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Pepper12 Light Ltd Co BTL
Product Code: L500962610165
Pepper12 Light Ltd Co BTL
Product Code: L200262610165
Pepper12 Light Ltd Co BTL
Product Code: L500962610170
Pepper12 Light Ltd Co BTL
Product Code: L200262610170
Pepper12 Light Ltd Co BTL
Product Code: L500962610175
Pepper12 Light Ltd Co BTL
Product Code: L200262610175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 12 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L500982610165
Pepper12 Ltd Co BTL
Product Code: L200292610165
Pepper12 Ltd Co BTL
Product Code: L500982610170
Pepper12 Ltd Co BTL
Product Code: L200292610170
Pepper12 Ltd Co BTL
Product Code: L500982610175
Pepper12 Ltd Co BTL
Product Code: L200292610175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 LightSuitable for customers: with no Default in the last 48 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 48 months never had a CCJ or Sheriff Court Decree
Pepper48 Light Ltd Co HMO
Product Code: IH500312610165
Pepper48 Light Ltd Co HMO
Product Code: IH200022610165
Pepper48 Light Ltd Co HMO
Product Code: IH500312610170
Pepper48 Light Ltd Co HMO
Product Code: IH200022610170
Pepper48 Light Ltd Co HMO
Product Code: IH500312610175
Pepper48 Light Ltd Co HMO
Product Code: IH200022610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | None or 0 registered in 48 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH500322610165
Pepper48 Ltd Co HMO
Product Code: IH200052610165
Pepper48 Ltd Co HMO
Product Code: IH500322610170
Pepper48 Ltd Co HMO
Product Code: IH200052610170
Pepper48 Ltd Co HMO
Product Code: IH500322610175
Pepper48 Ltd Co HMO
Product Code: IH200052610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Pepper36 Light Ltd Co HMO
Product Code: IH500332610165
Pepper36 Light Ltd Co HMO
Product Code: IH200082610165
Pepper36 Light Ltd Co HMO
Product Code: IH500332610170
Pepper36 Light Ltd Co HMO
Product Code: IH200082610170
Pepper36 Light Ltd Co HMO
Product Code: IH500332610175
Pepper36 Light Ltd Co HMO
Product Code: IH200082610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 36 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH500342610165
Pepper36 Ltd Co HMO
Product Code: IH200112610165
Pepper36 Ltd Co HMO
Product Code: IH500342610170
Pepper36 Ltd Co HMO
Product Code: IH200112610170
Pepper36 Ltd Co HMO
Product Code: IH500342610175
Pepper36 Ltd Co HMO
Product Code: IH200112610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Pepper24 Light Ltd Co HMO
Product Code: IH500352610165
Pepper24 Light Ltd Co HMO
Product Code: IH200142610165
Pepper24 Light Ltd Co HMO
Product Code: IH500352610170
Pepper24 Light Ltd Co HMO
Product Code: IH200142610170
Pepper24 Light Ltd Co HMO
Product Code: IH500352610175
Pepper24 Light Ltd Co HMO
Product Code: IH200142610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 24 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH500362610165
Pepper24 Ltd Co HMO
Product Code: IH200172610165
Pepper24 Ltd Co HMO
Product Code: IH500362610170
Pepper24 Ltd Co HMO
Product Code: IH200172610170
Pepper24 Ltd Co HMO
Product Code: IH500362610175
Pepper24 Ltd Co HMO
Product Code: IH200172610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Pepper18 Light Ltd Co HMO
Product Code: IH500372610165
Pepper18 Light Ltd Co HMO
Product Code: IH200202610165
Pepper18 Light Ltd Co HMO
Product Code: IH500372610170
Pepper18 Light Ltd Co HMO
Product Code: IH200202610170
Pepper18 Light Ltd Co HMO
Product Code: IH500372610175
Pepper18 Light Ltd Co HMO
Product Code: IH200202610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 18 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH500382610165
Pepper18 Ltd Co HMO
Product Code: IH200232610165
Pepper18 Ltd Co HMO
Product Code: IH500382610170
Pepper18 Ltd Co HMO
Product Code: IH200232610170
Pepper18 Ltd Co HMO
Product Code: IH500382610175
Pepper18 Ltd Co HMO
Product Code: IH200232610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Pepper12 Light Ltd Co HMO
Product Code: IH500392610165
Pepper12 Light Ltd Co HMO
Product Code: IH200262610165
Pepper12 Light Ltd Co HMO
Product Code: IH500392610170
Pepper12 Light Ltd Co HMO
Product Code: IH200262610170
Pepper12 Light Ltd Co HMO
Product Code: IH500392610175
Pepper12 Light Ltd Co HMO
Product Code: IH200262610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | None |
| Default: | 0 registered in 12 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH500402610165
Pepper12 Ltd Co HMO
Product Code: IH200292610165
Pepper12 Ltd Co HMO
Product Code: IH500402610170
Pepper12 Ltd Co HMO
Product Code: IH200292610170
Pepper12 Ltd Co HMO
Product Code: IH500402610175
Pepper12 Ltd Co HMO
Product Code: IH200292610175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs/Sheriff Court Decrees (SCD): | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/SCD/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/Sequestration/IVA/Protected Trust Deed: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan/Debt Arrangement Scheme: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
Try our Buy to Let affordability calculator
Our Buy to Let calculator has been built with you in mind, it’s simple to complete and will give you an indication of the maximum we could lend your client.
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