Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs or Sheriff Court Decrees, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- September 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 48 months never had a CCJ or Sheriff Court Decree
Pepper48 Light Ltd Co BTL
Product Code: L500802609265
Pepper48 Light Ltd Co BTL
Product Code: L200792609265
Pepper48 Light Ltd Co BTL
Product Code: L500812609270
Pepper48 Light Ltd Co BTL
Product Code: L200022609270
Pepper48 Light Ltd Co BTL
Product Code: L500832609275
Pepper48 Light Ltd Co BTL
Product Code: L200022609275
Pepper48 Light Ltd Co BTL
Product Code: L500842609280
Pepper48 Light Ltd Co BTL
Product Code: L200022609280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L500852609265
Pepper48 Ltd Co BTL
Product Code: L200802609265
Pepper48 Ltd Co BTL
Product Code: L500862609270
Pepper48 Ltd Co BTL
Product Code: L200052609270
Pepper48 Ltd Co BTL
Product Code: L500882609275
Pepper48 Ltd Co BTL
Product Code: L200052609275
Pepper48 Ltd Co BTL
Product Code: L500892609280
Pepper48 Ltd Co BTL
Product Code: L200052609280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Pepper36 Light Ltd Co BTL
Product Code: L500902609265
Pepper36 Light Ltd Co BTL
Product Code: L200812609265
Pepper36 Light Ltd Co BTL
Product Code: L500912609270
Pepper36 Light Ltd Co BTL
Product Code: L200082609270
Pepper36 Light Ltd Co BTL
Product Code: L500932609275
Pepper36 Light Ltd Co BTL
Product Code: L200082609275
Pepper36 Light Ltd Co BTL
Product Code: L500942609280
Pepper36 Light Ltd Co BTL
Product Code: L200082609280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L500952609265
Pepper36 Ltd Co BTL
Product Code: L200822609265
Pepper36 Ltd Co BTL
Product Code: L500962609270
Pepper36 Ltd Co BTL
Product Code: L200112609270
Pepper36 Ltd Co BTL
Product Code: L500982609275
Pepper36 Ltd Co BTL
Product Code: L200112609275
Pepper36 Ltd Co BTL
Product Code: L500992609280
Pepper36 Ltd Co BTL
Product Code: L200112609280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Pepper24 Light Ltd Co BTL
Product Code: L501002609265
Pepper24 Light Ltd Co BTL
Product Code: L200832609265
Pepper24 Light Ltd Co BTL
Product Code: L501012609270
Pepper24 Light Ltd Co BTL
Product Code: L200142609270
Pepper24 Light Ltd Co BTL
Product Code: L501032609275
Pepper24 Light Ltd Co BTL
Product Code: L200142609275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L501042609265
Pepper24 Ltd Co BTL
Product Code: L200842609265
Pepper24 Ltd Co BTL
Product Code: L501052609270
Pepper24 Ltd Co BTL
Product Code: L200172609270
Pepper24 Ltd Co BTL
Product Code: L501072609275
Pepper24 Ltd Co BTL
Product Code: L200172609275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Pepper18 Light Ltd Co BTL
Product Code: L501082609265
Pepper18 Light Ltd Co BTL
Product Code: L200852609265
Pepper18 Light Ltd Co BTL
Product Code: L501092609270
Pepper18 Light Ltd Co BTL
Product Code: L200202609270
Pepper18 Light Ltd Co BTL
Product Code: L501112609275
Pepper18 Light Ltd Co BTL
Product Code: L200202609275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L501122609265
Pepper18 Ltd Co BTL
Product Code: L200862609265
Pepper18 Ltd Co BTL
Product Code: L501132609270
Pepper18 Ltd Co BTL
Product Code: L200232609270
Pepper18 Ltd Co BTL
Product Code: L501152609275
Pepper18 Ltd Co BTL
Product Code: L200232609275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Pepper12 Light Ltd Co BTL
Product Code: L501162609265
Pepper12 Light Ltd Co BTL
Product Code: L200872609265
Pepper12 Light Ltd Co BTL
Product Code: L501172609270
Pepper12 Light Ltd Co BTL
Product Code: L200262609270
Pepper12 Light Ltd Co BTL
Product Code: L501192609275
Pepper12 Light Ltd Co BTL
Product Code: L200262609275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L501202609265
Pepper12 Ltd Co BTL
Product Code: L200882609265
Pepper12 Ltd Co BTL
Product Code: L501212609270
Pepper12 Ltd Co BTL
Product Code: L200292609270
Pepper12 Ltd Co BTL
Product Code: L501232609275
Pepper12 Ltd Co BTL
Product Code: L200292609275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 48 months never had a CCJ or Sheriff Court Decree
Pepper48 Light Ltd Co HMO
Product Code: IH500312609265
Pepper48 Light Ltd Co HMO
Product Code: IH200312609265
Pepper48 Light Ltd Co HMO
Product Code: IH500322609270
Pepper48 Light Ltd Co HMO
Product Code: IH200022609270
Pepper48 Light Ltd Co HMO
Product Code: IH500332609275
Pepper48 Light Ltd Co HMO
Product Code: IH200022609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ or Sheriff Court Decree in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH500342609265
Pepper48 Ltd Co HMO
Product Code: IH200322609265
Pepper48 Ltd Co HMO
Product Code: IH500352609270
Pepper48 Ltd Co HMO
Product Code: IH200052609270
Pepper48 Ltd Co HMO
Product Code: IH500362609275
Pepper48 Ltd Co HMO
Product Code: IH200052609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 36 months never had a CCJ or Sheriff Court Decree
Pepper36 Light Ltd Co HMO
Product Code: IH500372609265
Pepper36 Light Ltd Co HMO
Product Code: IH200332609265
Pepper36 Light Ltd Co HMO
Product Code: IH500382609270
Pepper36 Light Ltd Co HMO
Product Code: IH200082609270
Pepper36 Light Ltd Co HMO
Product Code: IH500392609275
Pepper36 Light Ltd Co HMO
Product Code: IH200082609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ or Sheriff Court Decree in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH500402609265
Pepper36 Ltd Co HMO
Product Code: IH200342609265
Pepper36 Ltd Co HMO
Product Code: IH500412609270
Pepper36 Ltd Co HMO
Product Code: IH200112609270
Pepper36 Ltd Co HMO
Product Code: IH500422609275
Pepper36 Ltd Co HMO
Product Code: IH200112609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 24 months never had a CCJ or Sheriff Court Decree
Pepper24 Light Ltd Co HMO
Product Code: IH500432609265
Pepper24 Light Ltd Co HMO
Product Code: IH200352609265
Pepper24 Light Ltd Co HMO
Product Code: IH500442609270
Pepper24 Light Ltd Co HMO
Product Code: IH200142609270
Pepper24 Light Ltd Co HMO
Product Code: IH500452609275
Pepper24 Light Ltd Co HMO
Product Code: IH200142609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ or Sheriff Court Decree in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH500462609265
Pepper24 Ltd Co HMO
Product Code: IH200362609265
Pepper24 Ltd Co HMO
Product Code: IH500472609270
Pepper24 Ltd Co HMO
Product Code: IH200172609270
Pepper24 Ltd Co HMO
Product Code: IH500482609275
Pepper24 Ltd Co HMO
Product Code: IH200172609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 18 months never had a CCJ or Sheriff Court Decree
Pepper18 Light Ltd Co HMO
Product Code: IH500492609265
Pepper18 Light Ltd Co HMO
Product Code: IH200372609265
Pepper18 Light Ltd Co HMO
Product Code: IH500502609270
Pepper18 Light Ltd Co HMO
Product Code: IH200202609270
Pepper18 Light Ltd Co HMO
Product Code: IH500512609275
Pepper18 Light Ltd Co HMO
Product Code: IH200202609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ or Sheriff Court Decree in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH500522609265
Pepper18 Ltd Co HMO
Product Code: IH200382609265
Pepper18 Ltd Co HMO
Product Code: IH500532609270
Pepper18 Ltd Co HMO
Product Code: IH200232609270
Pepper18 Ltd Co HMO
Product Code: IH500542609275
Pepper18 Ltd Co HMO
Product Code: IH200232609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Suitable for customers: with no Default in the last 12 months never had a CCJ or Sheriff Court Decree
Pepper12 Light Ltd Co HMO
Product Code: IH500552609265
Pepper12 Light Ltd Co HMO
Product Code: IH200392609265
Pepper12 Light Ltd Co HMO
Product Code: IH500562609270
Pepper12 Light Ltd Co HMO
Product Code: IH200262609270
Pepper12 Light Ltd Co HMO
Product Code: IH500572609275
Pepper12 Light Ltd Co HMO
Product Code: IH200262609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ or Sheriff Court Decree in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH500582609265
Pepper12 Ltd Co HMO
Product Code: IH200402609265
Pepper12 Ltd Co HMO
Product Code: IH500592609270
Pepper12 Ltd Co HMO
Product Code: IH200292609270
Pepper12 Ltd Co HMO
Product Code: IH500602609275
Pepper12 Ltd Co HMO
Product Code: IH200292609275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
Try our Buy to Let affordability calculator
Our Buy to Let calculator has been built with you in mind, it’s simple to complete and will give you an indication of the maximum we could lend your client.
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