Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- September 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L500032609170
Pepper48 Light Ltd Co BTL
Product Code: L500022609170
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L500012609170
Pepper48 Light Ltd Co BTL
Product Code: L200032609170
Pepper48 Light Ltd Co BTL
Product Code: L200022609170
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L200012609170
Pepper48 Light Ltd Co BTL
Product Code: L500032609175
Pepper48 Light Ltd Co BTL
Product Code: L500022609175
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L500012609175
Pepper48 Light Ltd Co BTL
Product Code: L200032609175
Pepper48 Light Ltd Co BTL
Product Code: L200022609175
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L200012609175
Pepper48 Light Ltd Co BTL
Product Code: L500022609180
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L500012609180
Pepper48 Light Ltd Co BTL
Product Code: L200032609180
Pepper48 Light Ltd Co BTL
Product Code: L200022609180
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L200012609180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L500062609170
Pepper48 Ltd Co BTL
Product Code: L500052609170
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L500042609170
Pepper48 Ltd Co BTL
Product Code: L200062609170
Pepper48 Ltd Co BTL
Product Code: L200052609170
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L200042609170
Pepper48 Ltd Co BTL
Product Code: L500062609175
Pepper48 Ltd Co BTL
Product Code: L500052609175
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L500042609175
Pepper48 Ltd Co BTL
Product Code: L200062609175
Pepper48 Ltd Co BTL
Product Code: L200052609175
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L200042609175
Pepper48 Ltd Co BTL
Product Code: L500052609180
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L500042609180
Pepper48 Ltd Co BTL
Product Code: L200062609180
Pepper48 Ltd Co BTL
Product Code: L200052609180
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L200042609180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L500092609170
Pepper36 Light Ltd Co BTL
Product Code: L500082609170
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L500072609170
Pepper36 Light Ltd Co BTL
Product Code: L200092609170
Pepper36 Light Ltd Co BTL
Product Code: L200082609170
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L200072609170
Pepper36 Light Ltd Co BTL
Product Code: L500092609175
Pepper36 Light Ltd Co BTL
Product Code: L500082609175
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L500072609175
Pepper36 Light Ltd Co BTL
Product Code: L200092609175
Pepper36 Light Ltd Co BTL
Product Code: L200082609175
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L200072609175
Pepper36 Light Ltd Co BTL
Product Code: L500082609180
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L500072609180
Pepper36 Light Ltd Co BTL
Product Code: L200092609180
Pepper36 Light Ltd Co BTL
Product Code: L200082609180
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L200072609180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L500122609170
Pepper36 Ltd Co BTL
Product Code: L500112609170
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L500102609170
Pepper36 Ltd Co BTL
Product Code: L200122609170
Pepper36 Ltd Co BTL
Product Code: L200112609170
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L200102609170
Pepper36 Ltd Co BTL
Product Code: L500122609175
Pepper36 Ltd Co BTL
Product Code: L500112609175
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L500102609175
Pepper36 Ltd Co BTL
Product Code: L200122609175
Pepper36 Ltd Co BTL
Product Code: L200112609175
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L200102609175
Pepper36 Ltd Co BTL
Product Code: L500112609180
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L500102609180
Pepper36 Ltd Co BTL
Product Code: L200122609180
Pepper36 Ltd Co BTL
Product Code: L200112609180
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L200102609180
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L500152609170
Pepper24 Light Ltd Co BTL
Product Code: L500142609170
Pepper24 Light Ltd Co BTL
Product Code: L500132609170
Pepper24 Light Ltd Co BTL
Product Code: L200152609170
Pepper24 Light Ltd Co BTL
Product Code: L200142609170
Pepper24 Light Ltd Co BTL
Product Code: L200132609170
Pepper24 Light Ltd Co BTL
Product Code: L500152609175
Pepper24 Light Ltd Co BTL
Product Code: L500142609175
Pepper24 Light Ltd Co BTL
Product Code: L500132609175
Pepper24 Light Ltd Co BTL
Product Code: L200152609175
Pepper24 Light Ltd Co BTL
Product Code: L200142609175
Pepper24 Light Ltd Co BTL
Product Code: L200132609175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L500182609170
Pepper24 Ltd Co BTL
Product Code: L500172609170
Pepper24 Ltd Co BTL
Product Code: L500162609170
Pepper24 Ltd Co BTL
Product Code: L200182609170
Pepper24 Ltd Co BTL
Product Code: L200172609170
Pepper24 Ltd Co BTL
Product Code: L200162609170
Pepper24 Ltd Co BTL
Product Code: L500182609175
Pepper24 Ltd Co BTL
Product Code: L500172609175
Pepper24 Ltd Co BTL
Product Code: L500162609175
Pepper24 Ltd Co BTL
Product Code: L200182609175
Pepper24 Ltd Co BTL
Product Code: L200172609175
Pepper24 Ltd Co BTL
Product Code: L200162609175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L500212609170
Pepper18 Light Ltd Co BTL
Product Code: L500202609170
Pepper18 Light Ltd Co BTL
Product Code: L500192609170
Pepper18 Light Ltd Co BTL
Product Code: L200212609170
Pepper18 Light Ltd Co BTL
Product Code: L200202609170
Pepper18 Light Ltd Co BTL
Product Code: L200192609170
Pepper18 Light Ltd Co BTL
Product Code: L500212609175
Pepper18 Light Ltd Co BTL
Product Code: L500202609175
Pepper18 Light Ltd Co BTL
Product Code: L500192609175
Pepper18 Light Ltd Co BTL
Product Code: L200212609175
Pepper18 Light Ltd Co BTL
Product Code: L200202609175
Pepper18 Light Ltd Co BTL
Product Code: L200192609175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L500242609170
Pepper18 Ltd Co BTL
Product Code: L500232609170
Pepper18 Ltd Co BTL
Product Code: L500222609170
Pepper18 Ltd Co BTL
Product Code: L200242609170
Pepper18 Ltd Co BTL
Product Code: L200232609170
Pepper18 Ltd Co BTL
Product Code: L200222609170
Pepper18 Ltd Co BTL
Product Code: L500242609175
Pepper18 Ltd Co BTL
Product Code: L500232609175
Pepper18 Ltd Co BTL
Product Code: L500222609175
Pepper18 Ltd Co BTL
Product Code: L200242609175
Pepper18 Ltd Co BTL
Product Code: L200232609175
Pepper18 Ltd Co BTL
Product Code: L200222609175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L500272609170
Pepper12 Light Ltd Co BTL
Product Code: L500262609170
Pepper12 Light Ltd Co BTL
Product Code: L500252609170
Pepper12 Light Ltd Co BTL
Product Code: L200272609170
Pepper12 Light Ltd Co BTL
Product Code: L200262609170
Pepper12 Light Ltd Co BTL
Product Code: L200252609170
Pepper12 Light Ltd Co BTL
Product Code: L500272609175
Pepper12 Light Ltd Co BTL
Product Code: L500262609175
Pepper12 Light Ltd Co BTL
Product Code: L500252609175
Pepper12 Light Ltd Co BTL
Product Code: L200272609175
Pepper12 Light Ltd Co BTL
Product Code: L200262609175
Pepper12 Light Ltd Co BTL
Product Code: L200252609175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L500302609170
Pepper12 Ltd Co BTL
Product Code: L500292609170
Pepper12 Ltd Co BTL
Product Code: L500282609170
Pepper12 Ltd Co BTL
Product Code: L200302609170
Pepper12 Ltd Co BTL
Product Code: L200292609170
Pepper12 Ltd Co BTL
Product Code: L200282609170
Pepper12 Ltd Co BTL
Product Code: L500302609175
Pepper12 Ltd Co BTL
Product Code: L500292609175
Pepper12 Ltd Co BTL
Product Code: L500282609175
Pepper12 Ltd Co BTL
Product Code: L200302609175
Pepper12 Ltd Co BTL
Product Code: L200292609175
Pepper12 Ltd Co BTL
Product Code: L200282609175
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: IH500032609170
Pepper48 Light Ltd Co HMO
Product Code: IH500022609170
Pepper48 Light Ltd Co HMO
Product Code: IH500012609170
Pepper48 Light Ltd Co HMO
Product Code: IH200032609170
Pepper48 Light Ltd Co HMO
Product Code: IH200022609170
Pepper48 Light Ltd Co HMO
Product Code: IH200012609170
Pepper48 Light Ltd Co HMO
Product Code: IH500022609175
Pepper48 Light Ltd Co HMO
Product Code: IH500012609175
Pepper48 Light Ltd Co HMO
Product Code: IH200032609175
Pepper48 Light Ltd Co HMO
Product Code: IH200022609175
Pepper48 Light Ltd Co HMO
Product Code: IH200012609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH500062609170
Pepper48 Ltd Co HMO
Product Code: IH500052609170
Pepper48 Ltd Co HMO
Product Code: IH500042609170
Pepper48 Ltd Co HMO
Product Code: IH200062609170
Pepper48 Ltd Co HMO
Product Code: IH200052609170
Pepper48 Ltd Co HMO
Product Code: IH200042609170
Pepper48 Ltd Co HMO
Product Code: IH500052609175
Pepper48 Ltd Co HMO
Product Code: IH500042609175
Pepper48 Ltd Co HMO
Product Code: IH200062609175
Pepper48 Ltd Co HMO
Product Code: IH200052609175
Pepper48 Ltd Co HMO
Product Code: IH200042609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: IH500092609170
Pepper36 Light Ltd Co HMO
Product Code: IH500082609170
Pepper36 Light Ltd Co HMO
Product Code: IH500072609170
Pepper36 Light Ltd Co HMO
Product Code: IH200092609170
Pepper36 Light Ltd Co HMO
Product Code: IH200082609170
Pepper36 Light Ltd Co HMO
Product Code: IH200072609170
Pepper36 Light Ltd Co HMO
Product Code: IH500082609175
Pepper36 Light Ltd Co HMO
Product Code: IH500072609175
Pepper36 Light Ltd Co HMO
Product Code: IH200092609175
Pepper36 Light Ltd Co HMO
Product Code: IH200082609175
Pepper36 Light Ltd Co HMO
Product Code: IH200072609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH500122609170
Pepper36 Ltd Co HMO
Product Code: IH500112609170
Pepper36 Ltd Co HMO
Product Code: IH500102609170
Pepper36 Ltd Co HMO
Product Code: IH200122609170
Pepper36 Ltd Co HMO
Product Code: IH200112609170
Pepper36 Ltd Co HMO
Product Code: IH200102609170
Pepper36 Ltd Co HMO
Product Code: IH500112609175
Pepper36 Ltd Co HMO
Product Code: IH500102609175
Pepper36 Ltd Co HMO
Product Code: IH200122609175
Pepper36 Ltd Co HMO
Product Code: IH200112609175
Pepper36 Ltd Co HMO
Product Code: IH200102609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: IH500152609170
Pepper24 Light Ltd Co HMO
Product Code: IH500142609170
Pepper24 Light Ltd Co HMO
Product Code: IH500132609170
Pepper24 Light Ltd Co HMO
Product Code: IH200152609170
Pepper24 Light Ltd Co HMO
Product Code: IH200142609170
Pepper24 Light Ltd Co HMO
Product Code: IH200132609170
Pepper24 Light Ltd Co HMO
Product Code: IH500142609175
Pepper24 Light Ltd Co HMO
Product Code: IH500132609175
Pepper24 Light Ltd Co HMO
Product Code: IH200152609175
Pepper24 Light Ltd Co HMO
Product Code: IH200142609175
Pepper24 Light Ltd Co HMO
Product Code: IH200132609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH500182609170
Pepper24 Ltd Co HMO
Product Code: IH500172609170
Pepper24 Ltd Co HMO
Product Code: IH500162609170
Pepper24 Ltd Co HMO
Product Code: IH200182609170
Pepper24 Ltd Co HMO
Product Code: IH200172609170
Pepper24 Ltd Co HMO
Product Code: IH200162609170
Pepper24 Ltd Co HMO
Product Code: IH500172609175
Pepper24 Ltd Co HMO
Product Code: IH500162609175
Pepper24 Ltd Co HMO
Product Code: IH200182609175
Pepper24 Ltd Co HMO
Product Code: IH200172609175
Pepper24 Ltd Co HMO
Product Code: IH200162609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: IH500212609170
Pepper18 Light Ltd Co HMO
Product Code: IH500202609170
Pepper18 Light Ltd Co HMO
Product Code: IH500192609170
Pepper18 Light Ltd Co HMO
Product Code: IH200212609170
Pepper18 Light Ltd Co HMO
Product Code: IH200202609170
Pepper18 Light Ltd Co HMO
Product Code: IH200192609170
Pepper18 Light Ltd Co HMO
Product Code: IH500202609175
Pepper18 Light Ltd Co HMO
Product Code: IH500192609175
Pepper18 Light Ltd Co HMO
Product Code: IH200212609175
Pepper18 Light Ltd Co HMO
Product Code: IH200202609175
Pepper18 Light Ltd Co HMO
Product Code: IH200192609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH500242609170
Pepper18 Ltd Co HMO
Product Code: IH500232609170
Pepper18 Ltd Co HMO
Product Code: IH500222609170
Pepper18 Ltd Co HMO
Product Code: IH200242609170
Pepper18 Ltd Co HMO
Product Code: IH200232609170
Pepper18 Ltd Co HMO
Product Code: IH200222609170
Pepper18 Ltd Co HMO
Product Code: IH500232609175
Pepper18 Ltd Co HMO
Product Code: IH500222609175
Pepper18 Ltd Co HMO
Product Code: IH200242609175
Pepper18 Ltd Co HMO
Product Code: IH200232609175
Pepper18 Ltd Co HMO
Product Code: IH200222609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: IH500272609170
Pepper12 Light Ltd Co HMO
Product Code: IH500262609170
Pepper12 Light Ltd Co HMO
Product Code: IH500252609170
Pepper12 Light Ltd Co HMO
Product Code: IH200272609170
Pepper12 Light Ltd Co HMO
Product Code: IH200262609170
Pepper12 Light Ltd Co HMO
Product Code: IH200252609170
Pepper12 Light Ltd Co HMO
Product Code: IH500262609175
Pepper12 Light Ltd Co HMO
Product Code: IH500252609175
Pepper12 Light Ltd Co HMO
Product Code: IH200272609175
Pepper12 Light Ltd Co HMO
Product Code: IH200262609175
Pepper12 Light Ltd Co HMO
Product Code: IH200252609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH500302609170
Pepper12 Ltd Co HMO
Product Code: IH500292609170
Pepper12 Ltd Co HMO
Product Code: IH500282609170
Pepper12 Ltd Co HMO
Product Code: IH200302609170
Pepper12 Ltd Co HMO
Product Code: IH200292609170
Pepper12 Ltd Co HMO
Product Code: IH200282609170
Pepper12 Ltd Co HMO
Product Code: IH500292609175
Pepper12 Ltd Co HMO
Product Code: IH500282609175
Pepper12 Ltd Co HMO
Product Code: IH200302609175
Pepper12 Ltd Co HMO
Product Code: IH200292609175
Pepper12 Ltd Co HMO
Product Code: IH200282609175
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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