Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- June 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L5064526062
Pepper48 Light Ltd Co BTL
Product Code: L5064226062
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5063926062
Pepper48 Light Ltd Co BTL
Product Code: L2063626062
Pepper48 Light Ltd Co BTL
Product Code: L2063326062
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063026062
Pepper48 Light Ltd Co BTL
Product Code: L5064626062
Pepper48 Light Ltd Co BTL
Product Code: L5064326062
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5064026062
Pepper48 Light Ltd Co BTL
Product Code: L2063726062
Pepper48 Light Ltd Co BTL
Product Code: L2063426062
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063126062
Pepper48 Light Ltd Co BTL
Product Code: L5064426062
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5064126062
Pepper48 Light Ltd Co BTL
Product Code: L2063826062
Pepper48 Light Ltd Co BTL
Product Code: L2063526062
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063226062
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L5066226062
Pepper48 Ltd Co BTL
Product Code: L5065926062
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065626062
Pepper48 Ltd Co BTL
Product Code: L2065326062
Pepper48 Ltd Co BTL
Product Code: L2065026062
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064726062
Pepper48 Ltd Co BTL
Product Code: L5066326062
Pepper48 Ltd Co BTL
Product Code: L5066026062
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065726062
Pepper48 Ltd Co BTL
Product Code: L2065426062
Pepper48 Ltd Co BTL
Product Code: L2065126062
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064826062
Pepper48 Ltd Co BTL
Product Code: L5066126062
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065826062
Pepper48 Ltd Co BTL
Product Code: L2065526062
Pepper48 Ltd Co BTL
Product Code: L2065226062
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064926062
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L5067926062
Pepper36 Light Ltd Co BTL
Product Code: L5067626062
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067326062
Pepper36 Light Ltd Co BTL
Product Code: L2067026062
Pepper36 Light Ltd Co BTL
Product Code: L2066726062
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066426062
Pepper36 Light Ltd Co BTL
Product Code: L5068026062
Pepper36 Light Ltd Co BTL
Product Code: L5067726062
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067426062
Pepper36 Light Ltd Co BTL
Product Code: L2067126062
Pepper36 Light Ltd Co BTL
Product Code: L2066826062
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066526062
Pepper36 Light Ltd Co BTL
Product Code: L5067826062
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067526062
Pepper36 Light Ltd Co BTL
Product Code: L2067226062
Pepper36 Light Ltd Co BTL
Product Code: L2066926062
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066626062
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L5069626062
Pepper36 Ltd Co BTL
Product Code: L5069326062
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069026062
Pepper36 Ltd Co BTL
Product Code: L2068726062
Pepper36 Ltd Co BTL
Product Code: L2068426062
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068126062
Pepper36 Ltd Co BTL
Product Code: L5069726062
Pepper36 Ltd Co BTL
Product Code: L5069426062
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069126062
Pepper36 Ltd Co BTL
Product Code: L2068826062
Pepper36 Ltd Co BTL
Product Code: L2068526062
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068226062
Pepper36 Ltd Co BTL
Product Code: L5069526062
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069226062
Pepper36 Ltd Co BTL
Product Code: L2068926062
Pepper36 Ltd Co BTL
Product Code: L2068626062
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068326062
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L5070826062
Pepper24 Light Ltd Co BTL
Product Code: L5070626062
Pepper24 Light Ltd Co BTL
Product Code: L5070426062
Pepper24 Light Ltd Co BTL
Product Code: L2070226062
Pepper24 Light Ltd Co BTL
Product Code: L2070026062
Pepper24 Light Ltd Co BTL
Product Code: L2069826062
Pepper24 Light Ltd Co BTL
Product Code: L5070926062
Pepper24 Light Ltd Co BTL
Product Code: L5070726062
Pepper24 Light Ltd Co BTL
Product Code: L5070526062
Pepper24 Light Ltd Co BTL
Product Code: L2070326062
Pepper24 Light Ltd Co BTL
Product Code: L2070126062
Pepper24 Light Ltd Co BTL
Product Code: L2069926062
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L5072026062
Pepper24 Ltd Co BTL
Product Code: L5071826062
Pepper24 Ltd Co BTL
Product Code: L5071626062
Pepper24 Ltd Co BTL
Product Code: L2071426062
Pepper24 Ltd Co BTL
Product Code: L2071226062
Pepper24 Ltd Co BTL
Product Code: L2071026062
Pepper24 Ltd Co BTL
Product Code: L5072126062
Pepper24 Ltd Co BTL
Product Code: L5071926062
Pepper24 Ltd Co BTL
Product Code: L5071726062
Pepper24 Ltd Co BTL
Product Code: L2071526062
Pepper24 Ltd Co BTL
Product Code: L2071326062
Pepper24 Ltd Co BTL
Product Code: L2071126062
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L5073226062
Pepper18 Light Ltd Co BTL
Product Code: L5073026062
Pepper18 Light Ltd Co BTL
Product Code: L5072826062
Pepper18 Light Ltd Co BTL
Product Code: L2072626062
Pepper18 Light Ltd Co BTL
Product Code: L2072426062
Pepper18 Light Ltd Co BTL
Product Code: L2072226062
Pepper18 Light Ltd Co BTL
Product Code: L5073326062
Pepper18 Light Ltd Co BTL
Product Code: L5073126062
Pepper18 Light Ltd Co BTL
Product Code: L5072926062
Pepper18 Light Ltd Co BTL
Product Code: L2072726062
Pepper18 Light Ltd Co BTL
Product Code: L2072526062
Pepper18 Light Ltd Co BTL
Product Code: L2072326062
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L5074426062
Pepper18 Ltd Co BTL
Product Code: L5074226062
Pepper18 Ltd Co BTL
Product Code: L5074026062
Pepper18 Ltd Co BTL
Product Code: L2073826062
Pepper18 Ltd Co BTL
Product Code: L2073626062
Pepper18 Ltd Co BTL
Product Code: L2073426062
Pepper18 Ltd Co BTL
Product Code: L5074526062
Pepper18 Ltd Co BTL
Product Code: L5074326062
Pepper18 Ltd Co BTL
Product Code: L5074126062
Pepper18 Ltd Co BTL
Product Code: L2073926062
Pepper18 Ltd Co BTL
Product Code: L2073726062
Pepper18 Ltd Co BTL
Product Code: L2073526062
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L5075626062
Pepper12 Light Ltd Co BTL
Product Code: L5075426062
Pepper12 Light Ltd Co BTL
Product Code: L5075226062
Pepper12 Light Ltd Co BTL
Product Code: L2075026062
Pepper12 Light Ltd Co BTL
Product Code: L2074826062
Pepper12 Light Ltd Co BTL
Product Code: L2074626062
Pepper12 Light Ltd Co BTL
Product Code: L5075726062
Pepper12 Light Ltd Co BTL
Product Code: L5075526062
Pepper12 Light Ltd Co BTL
Product Code: L5075326062
Pepper12 Light Ltd Co BTL
Product Code: L2075126062
Pepper12 Light Ltd Co BTL
Product Code: L2074926062
Pepper12 Light Ltd Co BTL
Product Code: L2074726062
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L5076826062
Pepper12 Ltd Co BTL
Product Code: L5076626062
Pepper12 Ltd Co BTL
Product Code: L5076426062
Pepper12 Ltd Co BTL
Product Code: L2076226062
Pepper12 Ltd Co BTL
Product Code: L2076026062
Pepper12 Ltd Co BTL
Product Code: L2075826062
Pepper12 Ltd Co BTL
Product Code: L5076926062
Pepper12 Ltd Co BTL
Product Code: L5076726062
Pepper12 Ltd Co BTL
Product Code: L5076526062
Pepper12 Ltd Co BTL
Product Code: L2076126062
Pepper12 Ltd Co BTL
Product Code: L2076326062
Pepper12 Ltd Co BTL
Product Code: L2075926062
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: IH5052426062
Pepper48 Light Ltd Co HMO
Product Code: IH5052226062
Pepper48 Light Ltd Co HMO
Product Code: IH5052026062
Pepper48 Light Ltd Co HMO
Product Code: IH2051826062
Pepper48 Light Ltd Co HMO
Product Code: IH2051626062
Pepper48 Light Ltd Co HMO
Product Code: IH2051426062
Pepper48 Light Ltd Co HMO
Product Code: IH5052326062
Pepper48 Light Ltd Co HMO
Product Code: IH5052126062
Pepper48 Light Ltd Co HMO
Product Code: IH2051926062
Pepper48 Light Ltd Co HMO
Product Code: IH2051526062
Pepper48 Light Ltd Co HMO
Product Code: IH2051726062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH5053526062
Pepper48 Ltd Co HMO
Product Code: IH5053326062
Pepper48 Ltd Co HMO
Product Code: IH5053126062
Pepper48 Ltd Co HMO
Product Code: IH2052926062
Pepper48 Ltd Co HMO
Product Code: IH2052726062
Pepper48 Ltd Co HMO
Product Code: IH2052526062
Pepper48 Ltd Co HMO
Product Code: IH5053426062
Pepper48 Ltd Co HMO
Product Code: IH5053226062
Pepper48 Ltd Co HMO
Product Code: IH2053026062
Pepper48 Ltd Co HMO
Product Code: IH2052826062
Pepper48 Ltd Co HMO
Product Code: IH2052626062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: IH5054626062
Pepper36 Light Ltd Co HMO
Product Code: IH5054426062
Pepper36 Light Ltd Co HMO
Product Code: IH5054226062
Pepper36 Light Ltd Co HMO
Product Code: IH2054026062
Pepper36 Light Ltd Co HMO
Product Code: IH2053826062
Pepper36 Light Ltd Co HMO
Product Code: IH2053626062
Pepper36 Light Ltd Co HMO
Product Code: IH5054526062
Pepper36 Light Ltd Co HMO
Product Code: IH5054326062
Pepper36 Light Ltd Co HMO
Product Code: IH2054126062
Pepper36 Light Ltd Co HMO
Product Code: IH2053926062
Pepper36 Light Ltd Co HMO
Product Code: IH2053726062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH5055726062
Pepper36 Ltd Co HMO
Product Code: IH5055526062
Pepper36 Ltd Co HMO
Product Code: IH5055326062
Pepper36 Ltd Co HMO
Product Code: IH2055126062
Pepper36 Ltd Co HMO
Product Code: IH2054926062
Pepper36 Ltd Co HMO
Product Code: IH2054726062
Pepper36 Ltd Co HMO
Product Code: IH5055626062
Pepper36 Ltd Co HMO
Product Code: IH5055426062
Pepper36 Ltd Co HMO
Product Code: IH2055226062
Pepper36 Ltd Co HMO
Product Code: IH2055026062
Pepper36 Ltd Co HMO
Product Code: IH2054826062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: IH5056826062
Pepper24 Light Ltd Co HMO
Product Code: IH5056626062
Pepper24 Light Ltd Co HMO
Product Code: IH5056426062
Pepper24 Light Ltd Co HMO
Product Code: IH2056226062
Pepper24 Light Ltd Co HMO
Product Code: IH2056026062
Pepper24 Light Ltd Co HMO
Product Code: IH2055826062
Pepper24 Light Ltd Co HMO
Product Code: IH5056726062
Pepper24 Light Ltd Co HMO
Product Code: IH5056526062
Pepper24 Light Ltd Co HMO
Product Code: IH2056326062
Pepper24 Light Ltd Co HMO
Product Code: IH2056126062
Pepper24 Light Ltd Co HMO
Product Code: IH2055926062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH5057926062
Pepper24 Ltd Co HMO
Product Code: IH5057726062
Pepper24 Ltd Co HMO
Product Code: IH5057526062
Pepper24 Ltd Co HMO
Product Code: IH2057326062
Pepper24 Ltd Co HMO
Product Code: IH2057126062
Pepper24 Ltd Co HMO
Product Code: IH2056926062
Pepper24 Ltd Co HMO
Product Code: IH5057826062
Pepper24 Ltd Co HMO
Product Code: IH5057626062
Pepper24 Ltd Co HMO
Product Code: IH2057426062
Pepper24 Ltd Co HMO
Product Code: IH2057226062
Pepper24 Ltd Co HMO
Product Code: IH2057026062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: IH5059026062
Pepper18 Light Ltd Co HMO
Product Code: IH5058826062
Pepper18 Light Ltd Co HMO
Product Code: IH5058626062
Pepper18 Light Ltd Co HMO
Product Code: IH2058426062
Pepper18 Light Ltd Co HMO
Product Code: IH2058226062
Pepper18 Light Ltd Co HMO
Product Code: IH2058026062
Pepper18 Light Ltd Co HMO
Product Code: IH5058926062
Pepper18 Light Ltd Co HMO
Product Code: IH5058726062
Pepper18 Light Ltd Co HMO
Product Code: IH2058526062
Pepper18 Light Ltd Co HMO
Product Code: IH2058326062
Pepper18 Light Ltd Co HMO
Product Code: IH2058126062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH5060126062
Pepper18 Ltd Co HMO
Product Code: IH5059926062
Pepper18 Ltd Co HMO
Product Code: IH5059726062
Pepper18 Ltd Co HMO
Product Code: IH2059526062
Pepper18 Ltd Co HMO
Product Code: IH2059326062
Pepper18 Ltd Co HMO
Product Code: IH2059126062
Pepper18 Ltd Co HMO
Product Code: IH5060026062
Pepper18 Ltd Co HMO
Product Code: IH5059826062
Pepper18 Ltd Co HMO
Product Code: IH2059626062
Pepper18 Ltd Co HMO
Product Code: IH2059426062
Pepper18 Ltd Co HMO
Product Code: IH2059226062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: IH5061226062
Pepper12 Light Ltd Co HMO
Product Code: IH5061026062
Pepper12 Light Ltd Co HMO
Product Code: IH5060826062
Pepper12 Light Ltd Co HMO
Product Code: IH2060626062
Pepper12 Light Ltd Co HMO
Product Code: IH2060426062
Pepper12 Light Ltd Co HMO
Product Code: IH2060226062
Pepper12 Light Ltd Co HMO
Product Code: IH5061126062
Pepper12 Light Ltd Co HMO
Product Code: IH5060926062
Pepper12 Light Ltd Co HMO
Product Code: IH2060726062
Pepper12 Light Ltd Co HMO
Product Code: IH2060526062
Pepper12 Light Ltd Co HMO
Product Code: IH2060326062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH5062326062
Pepper12 Ltd Co HMO
Product Code: IH5062126062
Pepper12 Ltd Co HMO
Product Code: IH5061926062
Pepper12 Ltd Co HMO
Product Code: IH2061726062
Pepper12 Ltd Co HMO
Product Code: IH2061526062
Pepper12 Ltd Co HMO
Product Code: IH2061326062
Pepper12 Ltd Co HMO
Product Code: IH5062226062
Pepper12 Ltd Co HMO
Product Code: IH5062026062
Pepper12 Ltd Co HMO
Product Code: IH2061626062
Pepper12 Ltd Co HMO
Product Code: IH2061826062
Pepper12 Ltd Co HMO
Product Code: IH2061426062
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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