Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- June 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L500032607270
Pepper48 Light Ltd Co BTL
Product Code: L500022607270
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L500012607270
Pepper48 Light Ltd Co BTL
Product Code: L200032607270
Pepper48 Light Ltd Co BTL
Product Code: L200022607270
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L200012607270
Pepper48 Light Ltd Co BTL
Product Code: L500032607275
Pepper48 Light Ltd Co BTL
Product Code: L500022607275
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L500012607275
Pepper48 Light Ltd Co BTL
Product Code: L200032607275
Pepper48 Light Ltd Co BTL
Product Code: L200022607275
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L200012607275
Pepper48 Light Ltd Co BTL
Product Code: L500022607280
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L500012607280
Pepper48 Light Ltd Co BTL
Product Code: L200032607280
Pepper48 Light Ltd Co BTL
Product Code: L200022607280
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L200012607280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L500062607270
Pepper48 Ltd Co BTL
Product Code: L500052607270
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L500042607270
Pepper48 Ltd Co BTL
Product Code: L200062607270
Pepper48 Ltd Co BTL
Product Code: L200052607270
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L200042607270
Pepper48 Ltd Co BTL
Product Code: L500062607275
Pepper48 Ltd Co BTL
Product Code: L500052607275
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L500042607275
Pepper48 Ltd Co BTL
Product Code: L200062607275
Pepper48 Ltd Co BTL
Product Code: L200052607275
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L200042607275
Pepper48 Ltd Co BTL
Product Code: L500052607280
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L500042607280
Pepper48 Ltd Co BTL
Product Code: L200062607280
Pepper48 Ltd Co BTL
Product Code: L200052607280
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L200042607280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L500092607270
Pepper36 Light Ltd Co BTL
Product Code: L500082607270
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L500072607270
Pepper36 Light Ltd Co BTL
Product Code: L200092607270
Pepper36 Light Ltd Co BTL
Product Code: L200082607270
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L200072607270
Pepper36 Light Ltd Co BTL
Product Code: L500092607275
Pepper36 Light Ltd Co BTL
Product Code: L500082607275
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L500072607275
Pepper36 Light Ltd Co BTL
Product Code: L200092607275
Pepper36 Light Ltd Co BTL
Product Code: L200082607275
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L200072607275
Pepper36 Light Ltd Co BTL
Product Code: L500082607280
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L500072607280
Pepper36 Light Ltd Co BTL
Product Code: L200092607280
Pepper36 Light Ltd Co BTL
Product Code: L200082607280
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L200072607280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L500122607270
Pepper36 Ltd Co BTL
Product Code: L500112607270
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L500102607270
Pepper36 Ltd Co BTL
Product Code: L200122607270
Pepper36 Ltd Co BTL
Product Code: L200112607270
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L200102607270
Pepper36 Ltd Co BTL
Product Code: L500122607275
Pepper36 Ltd Co BTL
Product Code: L500112607275
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L500102607275
Pepper36 Ltd Co BTL
Product Code: L200122607275
Pepper36 Ltd Co BTL
Product Code: L200112607275
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L200102607275
Pepper36 Ltd Co BTL
Product Code: L500112607280
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L500102607280
Pepper36 Ltd Co BTL
Product Code: L200122607280
Pepper36 Ltd Co BTL
Product Code: L200112607280
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L200102607280
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L500152607270
Pepper24 Light Ltd Co BTL
Product Code: L500142607270
Pepper24 Light Ltd Co BTL
Product Code: L500132607270
Pepper24 Light Ltd Co BTL
Product Code: L200152607270
Pepper24 Light Ltd Co BTL
Product Code: L200142607270
Pepper24 Light Ltd Co BTL
Product Code: L200132607270
Pepper24 Light Ltd Co BTL
Product Code: L500152607275
Pepper24 Light Ltd Co BTL
Product Code: L500142607275
Pepper24 Light Ltd Co BTL
Product Code: L500132607275
Pepper24 Light Ltd Co BTL
Product Code: L200152607275
Pepper24 Light Ltd Co BTL
Product Code: L200142607275
Pepper24 Light Ltd Co BTL
Product Code: L200132607275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L500182607270
Pepper24 Ltd Co BTL
Product Code: L500172607270
Pepper24 Ltd Co BTL
Product Code: L500162607270
Pepper24 Ltd Co BTL
Product Code: L200182607270
Pepper24 Ltd Co BTL
Product Code: L200172607270
Pepper24 Ltd Co BTL
Product Code: L200162607270
Pepper24 Ltd Co BTL
Product Code: L500182607275
Pepper24 Ltd Co BTL
Product Code: L500172607275
Pepper24 Ltd Co BTL
Product Code: L500162607275
Pepper24 Ltd Co BTL
Product Code: L200182607275
Pepper24 Ltd Co BTL
Product Code: L200172607275
Pepper24 Ltd Co BTL
Product Code: L200162607275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L500212607270
Pepper18 Light Ltd Co BTL
Product Code: L500202607270
Pepper18 Light Ltd Co BTL
Product Code: L500192607270
Pepper18 Light Ltd Co BTL
Product Code: L200212607270
Pepper18 Light Ltd Co BTL
Product Code: L200202607270
Pepper18 Light Ltd Co BTL
Product Code: L200192607270
Pepper18 Light Ltd Co BTL
Product Code: L500212607275
Pepper18 Light Ltd Co BTL
Product Code: L500202607275
Pepper18 Light Ltd Co BTL
Product Code: L500192607275
Pepper18 Light Ltd Co BTL
Product Code: L200212607275
Pepper18 Light Ltd Co BTL
Product Code: L200202607275
Pepper18 Light Ltd Co BTL
Product Code: L200192607275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L500242607270
Pepper18 Ltd Co BTL
Product Code: L500232607270
Pepper18 Ltd Co BTL
Product Code: L500222607270
Pepper18 Ltd Co BTL
Product Code: L200242607270
Pepper18 Ltd Co BTL
Product Code: L200232607270
Pepper18 Ltd Co BTL
Product Code: L200222607270
Pepper18 Ltd Co BTL
Product Code: L500242607275
Pepper18 Ltd Co BTL
Product Code: L500232607275
Pepper18 Ltd Co BTL
Product Code: L500222607275
Pepper18 Ltd Co BTL
Product Code: L200242607275
Pepper18 Ltd Co BTL
Product Code: L200232607275
Pepper18 Ltd Co BTL
Product Code: L200222607275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L500272607270
Pepper12 Light Ltd Co BTL
Product Code: L500262607270
Pepper12 Light Ltd Co BTL
Product Code: L500252607270
Pepper12 Light Ltd Co BTL
Product Code: L200272607270
Pepper12 Light Ltd Co BTL
Product Code: L200262607270
Pepper12 Light Ltd Co BTL
Product Code: L200252607270
Pepper12 Light Ltd Co BTL
Product Code: L500272607275
Pepper12 Light Ltd Co BTL
Product Code: L500262607275
Pepper12 Light Ltd Co BTL
Product Code: L500252607275
Pepper12 Light Ltd Co BTL
Product Code: L200272607275
Pepper12 Light Ltd Co BTL
Product Code: L200262607275
Pepper12 Light Ltd Co BTL
Product Code: L200252607275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L500302607270
Pepper12 Ltd Co BTL
Product Code: L500292607270
Pepper12 Ltd Co BTL
Product Code: L500282607270
Pepper12 Ltd Co BTL
Product Code: L200302607270
Pepper12 Ltd Co BTL
Product Code: L200292607270
Pepper12 Ltd Co BTL
Product Code: L200282607270
Pepper12 Ltd Co BTL
Product Code: L500302607275
Pepper12 Ltd Co BTL
Product Code: L500292607275
Pepper12 Ltd Co BTL
Product Code: L500282607275
Pepper12 Ltd Co BTL
Product Code: L200302607275
Pepper12 Ltd Co BTL
Product Code: L200292607275
Pepper12 Ltd Co BTL
Product Code: L200282607275
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: IH500032607270
Pepper48 Light Ltd Co HMO
Product Code: IH500022607270
Pepper48 Light Ltd Co HMO
Product Code: IH500012607270
Pepper48 Light Ltd Co HMO
Product Code: IH200032607270
Pepper48 Light Ltd Co HMO
Product Code: IH200022607270
Pepper48 Light Ltd Co HMO
Product Code: IH200012607270
Pepper48 Light Ltd Co HMO
Product Code: IH500022607275
Pepper48 Light Ltd Co HMO
Product Code: IH500012607275
Pepper48 Light Ltd Co HMO
Product Code: IH200032607275
Pepper48 Light Ltd Co HMO
Product Code: IH200022607275
Pepper48 Light Ltd Co HMO
Product Code: IH200012607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH500062607270
Pepper48 Ltd Co HMO
Product Code: IH500052607270
Pepper48 Ltd Co HMO
Product Code: IH500042607270
Pepper48 Ltd Co HMO
Product Code: IH200062607270
Pepper48 Ltd Co HMO
Product Code: IH200052607270
Pepper48 Ltd Co HMO
Product Code: IH200042607270
Pepper48 Ltd Co HMO
Product Code: IH500052607275
Pepper48 Ltd Co HMO
Product Code: IH500042607275
Pepper48 Ltd Co HMO
Product Code: IH200062607275
Pepper48 Ltd Co HMO
Product Code: IH200042607275
Pepper48 Ltd Co HMO
Product Code: IH200052607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: IH500092607270
Pepper36 Light Ltd Co HMO
Product Code: IH500082607270
Pepper36 Light Ltd Co HMO
Product Code: IH500072607270
Pepper36 Light Ltd Co HMO
Product Code: IH200092607270
Pepper36 Light Ltd Co HMO
Product Code: IH200082607270
Pepper36 Light Ltd Co HMO
Product Code: IH200072607270
Pepper36 Light Ltd Co HMO
Product Code: IH500082607275
Pepper36 Light Ltd Co HMO
Product Code: IH500072607275
Pepper36 Light Ltd Co HMO
Product Code: IH200092607275
Pepper36 Light Ltd Co HMO
Product Code: IH200082607275
Pepper36 Light Ltd Co HMO
Product Code: IH200072607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH500122607270
Pepper36 Ltd Co HMO
Product Code: IH500112607270
Pepper36 Ltd Co HMO
Product Code: IH500102607270
Pepper36 Ltd Co HMO
Product Code: IH200122607270
Pepper36 Ltd Co HMO
Product Code: IH200112607270
Pepper36 Ltd Co HMO
Product Code: IH200102607270
Pepper36 Ltd Co HMO
Product Code: IH500112607275
Pepper36 Ltd Co HMO
Product Code: IH500102607275
Pepper36 Ltd Co HMO
Product Code: IH200122607275
Pepper36 Ltd Co HMO
Product Code: IH200112607275
Pepper36 Ltd Co HMO
Product Code: IH200102607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: IH500152607270
Pepper24 Light Ltd Co HMO
Product Code: IH500142607270
Pepper24 Light Ltd Co HMO
Product Code: IH500132607270
Pepper24 Light Ltd Co HMO
Product Code: IH200152607270
Pepper24 Light Ltd Co HMO
Product Code: IH200142607270
Pepper24 Light Ltd Co HMO
Product Code: IH200132607270
Pepper24 Light Ltd Co HMO
Product Code: IH500142607275
Pepper24 Light Ltd Co HMO
Product Code: IH500132607275
Pepper24 Light Ltd Co HMO
Product Code: IH200152607275
Pepper24 Light Ltd Co HMO
Product Code: IH200142607275
Pepper24 Light Ltd Co HMO
Product Code: IH200132607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH500182607270
Pepper24 Ltd Co HMO
Product Code: IH500172607270
Pepper24 Ltd Co HMO
Product Code: IH500162607270
Pepper24 Ltd Co HMO
Product Code: IH200182607270
Pepper24 Ltd Co HMO
Product Code: IH200172607270
Pepper24 Ltd Co HMO
Product Code: IH200162607270
Pepper24 Ltd Co HMO
Product Code: IH500172607275
Pepper24 Ltd Co HMO
Product Code: IH500162607275
Pepper24 Ltd Co HMO
Product Code: IH200182607275
Pepper24 Ltd Co HMO
Product Code: IH200172607275
Pepper24 Ltd Co HMO
Product Code: IH200162607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: IH500212607270
Pepper18 Light Ltd Co HMO
Product Code: IH500202607270
Pepper18 Light Ltd Co HMO
Product Code: IH500192607270
Pepper18 Light Ltd Co HMO
Product Code: IH200212607270
Pepper18 Light Ltd Co HMO
Product Code: IH200202607270
Pepper18 Light Ltd Co HMO
Product Code: IH200192607270
Pepper18 Light Ltd Co HMO
Product Code: IH500202607275
Pepper18 Light Ltd Co HMO
Product Code: IH500192607275
Pepper18 Light Ltd Co HMO
Product Code: IH200212607275
Pepper18 Light Ltd Co HMO
Product Code: IH200202607275
Pepper18 Light Ltd Co HMO
Product Code: IH200192607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH500242607270
Pepper18 Ltd Co HMO
Product Code: IH500232607270
Pepper18 Ltd Co HMO
Product Code: IH500222607270
Pepper18 Ltd Co HMO
Product Code: IH200242607270
Pepper18 Ltd Co HMO
Product Code: IH200232607270
Pepper18 Ltd Co HMO
Product Code: IH200222607270
Pepper18 Ltd Co HMO
Product Code: IH500232607275
Pepper18 Ltd Co HMO
Product Code: IH500222607275
Pepper18 Ltd Co HMO
Product Code: IH200242607275
Pepper18 Ltd Co HMO
Product Code: IH200232607275
Pepper18 Ltd Co HMO
Product Code: IH200222607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: IH500272607270
Pepper12 Light Ltd Co HMO
Product Code: IH500262607270
Pepper12 Light Ltd Co HMO
Product Code: IH500252607270
Pepper12 Light Ltd Co HMO
Product Code: IH200272607270
Pepper12 Light Ltd Co HMO
Product Code: IH200262607270
Pepper12 Light Ltd Co HMO
Product Code: IH200252607270
Pepper12 Light Ltd Co HMO
Product Code: IH500262607275
Pepper12 Light Ltd Co HMO
Product Code: IH500252607275
Pepper12 Light Ltd Co HMO
Product Code: IH200272607275
Pepper12 Light Ltd Co HMO
Product Code: IH200262607275
Pepper12 Light Ltd Co HMO
Product Code: IH200252607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH500302607270
Pepper12 Ltd Co HMO
Product Code: IH500292607270
Pepper12 Ltd Co HMO
Product Code: IH500282607270
Pepper12 Ltd Co HMO
Product Code: IH200302607270
Pepper12 Ltd Co HMO
Product Code: IH200292607270
Pepper12 Ltd Co HMO
Product Code: IH200282607270
Pepper12 Ltd Co HMO
Product Code: IH500292607275
Pepper12 Ltd Co HMO
Product Code: IH500282607275
Pepper12 Ltd Co HMO
Product Code: IH200302607275
Pepper12 Ltd Co HMO
Product Code: IH200292607275
Pepper12 Ltd Co HMO
Product Code: IH200282607275
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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