Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- May 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L5064526051
Pepper48 Light Ltd Co BTL
Product Code: L5064226051
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5063926051
Pepper48 Light Ltd Co BTL
Product Code: L2063626051
Pepper48 Light Ltd Co BTL
Product Code: L2063326051
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063026051
Pepper48 Light Ltd Co BTL
Product Code: L5064626051
Pepper48 Light Ltd Co BTL
Product Code: L5064326051
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5064026051
Pepper48 Light Ltd Co BTL
Product Code: L2063726051
Pepper48 Light Ltd Co BTL
Product Code: L2063426051
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063126051
Pepper48 Light Ltd Co BTL
Product Code: L5064426051
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5064126051
Pepper48 Light Ltd Co BTL
Product Code: L2063826051
Pepper48 Light Ltd Co BTL
Product Code: L2063526051
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063226051
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L5066226051
Pepper48 Ltd Co BTL
Product Code: L5065926051
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065626051
Pepper48 Ltd Co BTL
Product Code: L2065326051
Pepper48 Ltd Co BTL
Product Code: L2065026051
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064726051
Pepper48 Ltd Co BTL
Product Code: L5066326051
Pepper48 Ltd Co BTL
Product Code: L5066026051
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065726051
Pepper48 Ltd Co BTL
Product Code: L2065426051
Pepper48 Ltd Co BTL
Product Code: L2065126051
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064826051
Pepper48 Ltd Co BTL
Product Code: L5066126051
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065826051
Pepper48 Ltd Co BTL
Product Code: L2065526051
Pepper48 Ltd Co BTL
Product Code: L2065226051
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064926051
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L5067926051
Pepper36 Light Ltd Co BTL
Product Code: L5067626051
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067326051
Pepper36 Light Ltd Co BTL
Product Code: L2067026051
Pepper36 Light Ltd Co BTL
Product Code: L2066726051
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066426051
Pepper36 Light Ltd Co BTL
Product Code: L5068026051
Pepper36 Light Ltd Co BTL
Product Code: L5067726051
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067426051
Pepper36 Light Ltd Co BTL
Product Code: L2067126051
Pepper36 Light Ltd Co BTL
Product Code: L2066826051
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066526051
Pepper36 Light Ltd Co BTL
Product Code: L5067826051
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067526051
Pepper36 Light Ltd Co BTL
Product Code: L2067226051
Pepper36 Light Ltd Co BTL
Product Code: L2066926051
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066626051
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L5069626051
Pepper36 Ltd Co BTL
Product Code: L5069326051
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069026051
Pepper36 Ltd Co BTL
Product Code: L2068726051
Pepper36 Ltd Co BTL
Product Code: L2068426051
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068126051
Pepper36 Ltd Co BTL
Product Code: L5069726051
Pepper36 Ltd Co BTL
Product Code: L5069426051
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069126051
Pepper36 Ltd Co BTL
Product Code: L2068826051
Pepper36 Ltd Co BTL
Product Code: L2068526051
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068226051
Pepper36 Ltd Co BTL
Product Code: L5069526051
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069226051
Pepper36 Ltd Co BTL
Product Code: L2068926051
Pepper36 Ltd Co BTL
Product Code: L2068626051
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068326051
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L5070826051
Pepper24 Light Ltd Co BTL
Product Code: L5070626051
Pepper24 Light Ltd Co BTL
Product Code: L5070426051
Pepper24 Light Ltd Co BTL
Product Code: L2070226051
Pepper24 Light Ltd Co BTL
Product Code: L2070026051
Pepper24 Light Ltd Co BTL
Product Code: L2069826051
Pepper24 Light Ltd Co BTL
Product Code: L5070926051
Pepper24 Light Ltd Co BTL
Product Code: L5070726051
Pepper24 Light Ltd Co BTL
Product Code: L5070526051
Pepper24 Light Ltd Co BTL
Product Code: L2070326051
Pepper24 Light Ltd Co BTL
Product Code: L2070126051
Pepper24 Light Ltd Co BTL
Product Code: L2069926051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L5072026051
Pepper24 Ltd Co BTL
Product Code: L5071826051
Pepper24 Ltd Co BTL
Product Code: L5071626051
Pepper24 Ltd Co BTL
Product Code: L2071426051
Pepper24 Ltd Co BTL
Product Code: L2071226051
Pepper24 Ltd Co BTL
Product Code: L2071026051
Pepper24 Ltd Co BTL
Product Code: L5072126051
Pepper24 Ltd Co BTL
Product Code: L5071926051
Pepper24 Ltd Co BTL
Product Code: L5071726051
Pepper24 Ltd Co BTL
Product Code: L2071526051
Pepper24 Ltd Co BTL
Product Code: L2071326051
Pepper24 Ltd Co BTL
Product Code: L2071126051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L5073226051
Pepper18 Light Ltd Co BTL
Product Code: L5073026051
Pepper18 Light Ltd Co BTL
Product Code: L5072826051
Pepper18 Light Ltd Co BTL
Product Code: L2072626051
Pepper18 Light Ltd Co BTL
Product Code: L2072426051
Pepper18 Light Ltd Co BTL
Product Code: L2072226051
Pepper18 Light Ltd Co BTL
Product Code: L5073326051
Pepper18 Light Ltd Co BTL
Product Code: L5073126051
Pepper18 Light Ltd Co BTL
Product Code: L5072926051
Pepper18 Light Ltd Co BTL
Product Code: L2072726051
Pepper18 Light Ltd Co BTL
Product Code: L2072526051
Pepper18 Light Ltd Co BTL
Product Code: L2072326051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L5074426051
Pepper18 Ltd Co BTL
Product Code: L5074226051
Pepper18 Ltd Co BTL
Product Code: L5074026051
Pepper18 Ltd Co BTL
Product Code: L2073826051
Pepper18 Ltd Co BTL
Product Code: L2073626051
Pepper18 Ltd Co BTL
Product Code: L2073426051
Pepper18 Ltd Co BTL
Product Code: L5074526051
Pepper18 Ltd Co BTL
Product Code: L5074326051
Pepper18 Ltd Co BTL
Product Code: L5074126051
Pepper18 Ltd Co BTL
Product Code: L2073926051
Pepper18 Ltd Co BTL
Product Code: L2073726051
Pepper18 Ltd Co BTL
Product Code: L2073526051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L5075626051
Pepper12 Light Ltd Co BTL
Product Code: L5075426051
Pepper12 Light Ltd Co BTL
Product Code: L5075226051
Pepper12 Light Ltd Co BTL
Product Code: L2075026051
Pepper12 Light Ltd Co BTL
Product Code: L2074826051
Pepper12 Light Ltd Co BTL
Product Code: L2074626051
Pepper12 Light Ltd Co BTL
Product Code: L5075726051
Pepper12 Light Ltd Co BTL
Product Code: L5075526051
Pepper12 Light Ltd Co BTL
Product Code: L5075326051
Pepper12 Light Ltd Co BTL
Product Code: L2075126051
Pepper12 Light Ltd Co BTL
Product Code: L2074926051
Pepper12 Light Ltd Co BTL
Product Code: L2074726051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L5076826051
Pepper12 Ltd Co BTL
Product Code: L5076626051
Pepper12 Ltd Co BTL
Product Code: L5076426051
Pepper12 Ltd Co BTL
Product Code: L2076226051
Pepper12 Ltd Co BTL
Product Code: L2076026051
Pepper12 Ltd Co BTL
Product Code: L2075826051
Pepper12 Ltd Co BTL
Product Code: L5076926051
Pepper12 Ltd Co BTL
Product Code: L5076726051
Pepper12 Ltd Co BTL
Product Code: L5076526051
Pepper12 Ltd Co BTL
Product Code: L2076326051
Pepper12 Ltd Co BTL
Product Code: L2076126051
Pepper12 Ltd Co BTL
Product Code: L2075926051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
Cashback All single dwelling BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: IH5052426051
Pepper48 Light Ltd Co HMO
Product Code: IH5052226051
Pepper48 Light Ltd Co HMO
Product Code: IH5052026051
Pepper48 Light Ltd Co HMO
Product Code: IH2051826051
Pepper48 Light Ltd Co HMO
Product Code: IH2051626051
Pepper48 Light Ltd Co HMO
Product Code: IH2051426051
Pepper48 Light Ltd Co HMO
Product Code: IH5052326051
Pepper48 Light Ltd Co HMO
Product Code: IH5052126051
Pepper48 Light Ltd Co HMO
Product Code: IH2051926051
Pepper48 Light Ltd Co HMO
Product Code: IH2051726051
Pepper48 Light Ltd Co HMO
Product Code: IH2051526051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH5053526051
Pepper48 Ltd Co HMO
Product Code: IH5053326051
Pepper48 Ltd Co HMO
Product Code: IH5053126051
Pepper48 Ltd Co HMO
Product Code: IH2052926051
Pepper48 Ltd Co HMO
Product Code: IH2052726051
Pepper48 Ltd Co HMO
Product Code: IH2052526051
Pepper48 Ltd Co HMO
Product Code: IH5053426051
Pepper48 Ltd Co HMO
Product Code: IH5053226051
Pepper48 Ltd Co HMO
Product Code: IH2053026051
Pepper48 Ltd Co HMO
Product Code: IH2052826051
Pepper48 Ltd Co HMO
Product Code: IH2052626051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: IH5054626051
Pepper36 Light Ltd Co HMO
Product Code: IH5054426051
Pepper36 Light Ltd Co HMO
Product Code: IH5054226051
Pepper36 Light Ltd Co HMO
Product Code: IH2054026051
Pepper36 Light Ltd Co HMO
Product Code: IH2053826051
Pepper36 Light Ltd Co HMO
Product Code: IH2053626051
Pepper36 Light Ltd Co HMO
Product Code: IH5054526051
Pepper36 Light Ltd Co HMO
Product Code: IH5054326051
Pepper36 Light Ltd Co HMO
Product Code: IH2054126051
Pepper36 Light Ltd Co HMO
Product Code: IH2053926051
Pepper36 Light Ltd Co HMO
Product Code: IH2053726051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH5055726051
Pepper36 Ltd Co HMO
Product Code: IH5055526051
Pepper36 Ltd Co HMO
Product Code: IH5055326051
Pepper36 Ltd Co HMO
Product Code: IH2055126051
Pepper36 Ltd Co HMO
Product Code: IH2054926051
Pepper36 Ltd Co HMO
Product Code: IH2054726051
Pepper36 Ltd Co HMO
Product Code: IH5055626051
Pepper36 Ltd Co HMO
Product Code: IH5055426051
Pepper36 Ltd Co HMO
Product Code: IH2055226051
Pepper36 Ltd Co HMO
Product Code: IH2055026051
Pepper36 Ltd Co HMO
Product Code: IH2054826051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: IH5056826051
Pepper24 Light Ltd Co HMO
Product Code: IH5056626051
Pepper24 Light Ltd Co HMO
Product Code: IH5056426051
Pepper24 Light Ltd Co HMO
Product Code: IH2056226051
Pepper24 Light Ltd Co HMO
Product Code: IH2056026051
Pepper24 Light Ltd Co HMO
Product Code: IH2055826051
Pepper24 Light Ltd Co HMO
Product Code: IH5056726051
Pepper24 Light Ltd Co HMO
Product Code: IH5056526051
Pepper24 Light Ltd Co HMO
Product Code: IH2056326051
Pepper24 Light Ltd Co HMO
Product Code: IH2056126051
Pepper24 Light Ltd Co HMO
Product Code: IH2055926051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH5057926051
Pepper24 Ltd Co HMO
Product Code: IH5057726051
Pepper24 Ltd Co HMO
Product Code: IH5057526051
Pepper24 Ltd Co HMO
Product Code: IH2057326051
Pepper24 Ltd Co HMO
Product Code: IH2057126051
Pepper24 Ltd Co HMO
Product Code: IH2056926051
Pepper24 Ltd Co HMO
Product Code: IH5057826051
Pepper24 Ltd Co HMO
Product Code: IH5057626051
Pepper24 Ltd Co HMO
Product Code: IH2057426051
Pepper24 Ltd Co HMO
Product Code: IH2057226051
Pepper24 Ltd Co HMO
Product Code: IH2057026051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: IH5059026051
Pepper18 Light Ltd Co HMO
Product Code: IH5058826051
Pepper18 Light Ltd Co HMO
Product Code: IH5058626051
Pepper18 Light Ltd Co HMO
Product Code: IH2058426051
Pepper18 Light Ltd Co HMO
Product Code: IH2058226051
Pepper18 Light Ltd Co HMO
Product Code: IH2058026051
Pepper18 Light Ltd Co HMO
Product Code: IH5058926051
Pepper18 Light Ltd Co HMO
Product Code: IH5058726051
Pepper18 Light Ltd Co HMO
Product Code: IH2058526051
Pepper18 Light Ltd Co HMO
Product Code: IH2058326051
Pepper18 Light Ltd Co HMO
Product Code: IH2058126051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH5060126051
Pepper18 Ltd Co HMO
Product Code: IH5059926051
Pepper18 Ltd Co HMO
Product Code: IH5059726051
Pepper18 Ltd Co HMO
Product Code: IH2059526051
Pepper18 Ltd Co HMO
Product Code: IH2059326051
Pepper18 Ltd Co HMO
Product Code: IH2059126051
Pepper18 Ltd Co HMO
Product Code: IH5060026051
Pepper18 Ltd Co HMO
Product Code: IH5059826051
Pepper18 Ltd Co HMO
Product Code: IH2059626051
Pepper18 Ltd Co HMO
Product Code: IH2059426051
Pepper18 Ltd Co HMO
Product Code: IH2059226051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: IH5061226051
Pepper12 Light Ltd Co HMO
Product Code: IH5061026051
Pepper12 Light Ltd Co HMO
Product Code: IH5060826051
Pepper12 Light Ltd Co HMO
Product Code: IH2060626051
Pepper12 Light Ltd Co HMO
Product Code: IH2060426051
Pepper12 Light Ltd Co HMO
Product Code: IH2060226051
Pepper12 Light Ltd Co HMO
Product Code: IH5061126051
Pepper12 Light Ltd Co HMO
Product Code: IH5060926051
Pepper12 Light Ltd Co HMO
Product Code: IH2060726051
Pepper12 Light Ltd Co HMO
Product Code: IH2060526051
Pepper12 Light Ltd Co HMO
Product Code: IH2060326051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH5062326051
Pepper12 Ltd Co HMO
Product Code: IH5062126051
Pepper12 Ltd Co HMO
Product Code: IH5061926051
Pepper12 Ltd Co HMO
Product Code: IH2061726051
Pepper12 Ltd Co HMO
Product Code: IH2061526051
Pepper12 Ltd Co HMO
Product Code: IH2061326051
Pepper12 Ltd Co HMO
Product Code: IH5062226051
Pepper12 Ltd Co HMO
Product Code: IH5062026051
Pepper12 Ltd Co HMO
Product Code: IH2061826051
Pepper12 Ltd Co HMO
Product Code: IH2061626051
Pepper12 Ltd Co HMO
Product Code: IH2061426051
Application fee = £150
Fees **Loans up to and including £300,000 carry a fee of £1,995. Loans above £300,000 carry a fee of £2,995.
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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