Broker Onboarding

Pepper Money

Broker Onboarding

As part of our plan to deliver a better experience for brokers using us for the first time, we have mapped out the key actions in our process. We have introduced a refined process flow on our revamped website, which offers brokers useful tips and information on submitting business.

1

Broker Registration

The first step in the process is to register for a broker account with Pepper Money. You can do this by clicking 'register' at the top of this page.

2

DIP submission

Once registration is complete, you are now able to submit your decision in principle to us. Products that are suitable to your criteria will be displayed on submission.

3

FMA submission

We will give you a call once we have reviewed your application. This can often help cover off any initial questions we may have and reduce the number of application requirements.

4

Decision making documents

Make sure you upload all decision-making documents at the point the FMA is submitted.

5

Valuation instruction

It is at this point in the process that you can control which instruction takes place.

6

Pre offer call

We always speak with the applicant prior to issuing an offer to them.

7

Offer Document

This is the point where you read and sign the offer document, and then contact your solicitor to progress to the next steps.

8

Completion

Once your application is approved and an offer is issued, from here your application is closed as complete

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

WHAT WE'RE WORKING ON

Our latest service levels

Our latest Pepper Money service levels show how quickly we're currently processing mortgage applications on behalf of our customers.

September 3, 2026 10:08 am

Our call capacity (average)

9am - 11am
12pm - 3pm
4pm - 5pm
Referrals
Working on DIP referrals received on: 2nd September
Applications
Working on applications received on:​ 2nd September
Messages
Responding to application portal broker messages received on:​ 2nd September
Valuations
Currently reviewing valuations received on: 2nd September
Reviews
Reviewing offer assessment sent to our underwriters on: 2nd September
Calls
Answering calls in less than (average speed): < 2 minutes