Our latest blog posts from Pepper Money

Do first-time buyers have to pay stamp duty? Learn about the UK’s stamp duty rules, exemptions, and how much you might need to pay when buying your first home.

Buying your first home? This step-by-step guide walks you through the entire mortgage process, from saving a deposit to getting approved and securing your home.

What are mortgage interest rates if you’re self-employed? Learn how lenders assess self-employed applicants, factors affecting rates, and tips to secure the best deal.

Wondering how to calculate loan-to-value (LTV)? Learn the simple formula, why LTV matters for mortgages, and how it affects interest rates and borrowing options.

Can you use gifted money for a house deposit? Learn how mortgage lenders view gifted deposits, what proof is required, and potential tax implications.

Struggling to get a mortgage with adverse credit? Learn how specialist lenders can help, what criteria they use, and steps to improve your chances of approval.

Looking for the best mortgage lender with a low credit score? Discover top lenders, their criteria, and tips to improve your chances of approval in this guide.

Worried about getting a mortgage with a low credit score? Learn how lenders assess credit, what options are available, and steps to improve your approval chances.

Learn how long you need to be self-employed to qualify for a mortgage and what documents lenders will expect to see.