Blog
Our latest blog posts from Pepper Money

From turnover to opportunity: Supporting business owners
Self-employment is becoming the norm, but many potential homeowners are declined by the high street due to their income structure. Find out how Pepper can support your self-employed customers.

Side hustles to salaries: Seeing the full financial picture
There’s growing demand for lenders to be more flexible in assessing applicants’ earnings. See how Pepper can help those with multiple income streams to secure a mortgage.

Smaller deposits, bigger opportunities: The power of Shared Ownership
First-time buyers often face barriers to homeownership, namely the size of the deposit. Discover how Shared Ownership can help your customers with smaller-than-average deposits.

Just-Off-High-Street borrowers: Why they matter more than ever
In our upcoming series, we’ll break down a different customer scenario, including why a lender may have declined them and how Pepper can support brokers and their customers.

Can I get a mortgage in my probation period?
Starting a new role shouldn’t stop you from buying a home. Learn how to get a mortgage in a probation period and what documents you need to apply today.

How do interest only mortgages work?
Learn how interest only mortgages work, including the rules for residential and buy to let. Learn about repayment plans and extending your term today.

Remortgaging to raise capital and release equity
Unlock the value in your home by understanding how remortgaging to release equity works and how you can raise capital for home improvements or consolidation.

Can I get a mortgage with payday loans?
Concerned about how payday loans affect your mortgage application? Read more on how specialist lenders look at the context of your credit history.

Shared ownership and equity mortgages
Thinking about shared ownership or an equity mortgage? We’re here to help you understand the difference so you can find the right path to your new home.