Blog
Our latest blog posts from Pepper Money

9 ways to improve your EPC rating
Boost your property’s EPC rating with practical tips to improve energy efficiency, reduce costs, and meet landlord compliance rules.

Side hustles to salaries: Seeing the full financial picture
There’s growing demand for lenders to be more flexible in assessing applicants’ earnings. See how Pepper can help those with multiple income streams to secure a mortgage.

From turnover to opportunity: Supporting business owners
Self-employment is becoming the norm, but many potential homeowners are declined by the high street due to their income structure. Find out how Pepper can support your self-employed customers.

Smaller deposits, bigger opportunities: The power of Shared Ownership
First-time buyers often face barriers to homeownership, namely the size of the deposit. Discover how Shared Ownership can help your customers with smaller-than-average deposits.

Just-Off-High-Street borrowers: Why they matter more than ever
In our upcoming series, we’ll break down a different customer scenario, including why a lender may have declined them and how Pepper can support brokers and their customers.

Understanding stamp duty and buy to let
Read about the latest buy to let stamp duty rates and rules. Learn how to calculate your property investment taxes and check your refund eligibility today.

How to get a mortgage when you’re self employed
Can you get a mortgage if you’re self-employed? Our guide covers everything from checking affordability to the documents you’ll need for your application.

Right to buy mortgages: can I buy my council home?
Buying your council home is a big step. We can often use your discount as a deposit, even with bad credit. Talk to us today to see how we can help you.

Shared ownership and equity mortgages
Thinking about shared ownership or an equity mortgage? We’re here to help you understand the difference so you can find the right path to your new home.