Our latest blog posts from Pepper Money

Concerned about how payday loans affect your mortgage application? Read more on how specialist lenders look at the context of your credit history.

Thinking about shared ownership or an equity mortgage? We’re here to help you understand the difference so you can find the right path to your new home.

Buying your council home is a big step. We can often use your discount as a deposit, even with bad credit. Talk to us today to see how we can help you.

Can you get a mortgage if you’re self-employed? Our guide covers everything from checking affordability to the documents you’ll need for your application.

Read about the latest buy to let stamp duty rates and rules. Learn how to calculate your property investment taxes and check your refund eligibility today.

Thinking of extending your home? Learn how much value an extension could add and how it may affect your remortgage options.

Can you get a mortgage while in your probation period? Discover how specialist lenders assess employment status and income stability.

Considering buy-to-let through a limited company or personally? Explore the pros, cons and mortgage implications for landlords.

Learn what interest coverage ratio (ICR) means, how lenders calculate it, and why it’s crucial for buy-to-let mortgage affordability.