We are not offering Buy to Let or Ltd Company Buy to Let Mortgage products at the moment.
Our mortgages
We can help you place more private Buy to Let customers with competitive rates and fast application turnarounds. Whether your landlord customer is a first-time landlord, growing their portfolio, or are looking to raise capital on an existing property, we could help. Plus, as we don’t credit score and use a human approach to underwriting, your customer will often receive a fairer result and more generous lending decision.
Whether your landlord customer is a first-time landlord, growing their portfolio, or are looking to raise capital on an existing property, we could help. Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Unlimited property portfolio size
Available up to 80% LTV including on our Pepper 60 range
Credit scoring isn't used to make lending decisions
140% of pay rate on 5 year fixed for Private/Individual BTL irrespective of applicant tax band
Minimum Income of £15,000 or £25,000 for a First Time Landlord per application
Earned income accepted to age 85
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
For Intermediary use only
About Pepper Money
Pepper Money is the brand name used globally by all Pepper Group companies to market consumer finance products. In the UK, Pepper Money offers a range of residential, buy to let, and second charge mortgages to borrowers.
Pepper Money is part of the Pepper Group, a diversified, global financial services business, whose senior management team is some of the most experienced in the UK mortgage industry having built a long-lasting reputation for creating innovative, flexible home loan products and services.
Latest news
UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.
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