Limited Company Buy to Let
Helping you to succeed
If your customer is looking to grow their portfolio by purchasing their next property under a limited company structure or is already operating a special purpose vehicle (SPV), our diverse range has been created to meet the needs of Limited Company investors.
Our product range is structured around your customer’s most recent financial event including CCJs, defaults and secured missed payments.
Portfolio Landlords
Maximum 10 properties in the portfolio with max £4m total borrowing with Pepper
Up to 80% LTV
Available up to 80% LTV including for capital raising purposes. HMO & EPC restrictions apply
No proof or minimum income required
We'll focus on the income receivable from the property as assessed by a RICS surveyor
Borrow more
125% standard Ltd Co, 140% for Ltd Co HMOs. Calc. on 5 year fixed rates
Properties with A-E EPC ratings
Lending to landlords with properties with A-E EPC ratings. HMO & LTV restrictions apply
Maximum age of 85
Maximum age of 85 at the end of the term
Try our easy to use product finder
Limited Buy to Let Mortgage Product Rates and Criteria
- For Intermediary use only
- May 2026
- LMR = 4.25% (As of 15th January 2026)
Limited Company Buy to Let
Pepper48 LightSuitable for customers: with no Default in the last 48 months 
never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co BTL
Product Code: L5064526061
Pepper48 Light Ltd Co BTL
Product Code: L5064226061
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5063926061
Pepper48 Light Ltd Co BTL
Product Code: L2063626061
Pepper48 Light Ltd Co BTL
Product Code: L2063326061
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063026061
Pepper48 Light Ltd Co BTL
Product Code: L5064626061
Pepper48 Light Ltd Co BTL
Product Code: L5064326061
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5064026061
Pepper48 Light Ltd Co BTL
Product Code: L2063726061
Pepper48 Light Ltd Co BTL
Product Code: L2063426061
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063126061
Pepper48 Light Ltd Co BTL
Product Code: L5064426061
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L5064126061
Pepper48 Light Ltd Co BTL
Product Code: L2063826061
Pepper48 Light Ltd Co BTL
Product Code: L2063526061
Pepper48 Light Ltd Co BTL
Free Valuation
Product Code: L2063226061
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co BTL
Product Code: L5066226061
Pepper48 Ltd Co BTL
Product Code: L5065926061
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065626061
Pepper48 Ltd Co BTL
Product Code: L2065326061
Pepper48 Ltd Co BTL
Product Code: L2065026061
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064726061
Pepper48 Ltd Co BTL
Product Code: L5066326061
Pepper48 Ltd Co BTL
Product Code: L5066026061
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065726061
Pepper48 Ltd Co BTL
Product Code: L2065426061
Pepper48 Ltd Co BTL
Product Code: L2065126061
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064826061
Pepper48 Ltd Co BTL
Product Code: L5066126061
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L5065826061
Pepper48 Ltd Co BTL
Product Code: L2065526061
Pepper48 Ltd Co BTL
Product Code: L2065226061
Pepper48 Ltd Co BTL
Free Valuation
Product Code: L2064926061
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co BTL
Product Code: L5067926061
Pepper36 Light Ltd Co BTL
Product Code: L5067626061
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067326061
Pepper36 Light Ltd Co BTL
Product Code: L2067026061
Pepper36 Light Ltd Co BTL
Product Code: L2066726061
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066426061
Pepper36 Light Ltd Co BTL
Product Code: L5068026061
Pepper36 Light Ltd Co BTL
Product Code: L5067726061
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067426061
Pepper36 Light Ltd Co BTL
Product Code: L2067126061
Pepper36 Light Ltd Co BTL
Product Code: L2066826061
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066526061
Pepper36 Light Ltd Co BTL
Product Code: L5067826061
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L5067526061
Pepper36 Light Ltd Co BTL
Product Code: L2067226061
Pepper36 Light Ltd Co BTL
Product Code: L2066926061
Pepper36 Light Ltd Co BTL
Free Valuation
Product Code: L2066626061
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co BTL
Product Code: L5069626061
Pepper36 Ltd Co BTL
Product Code: L5069326061
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069026061
Pepper36 Ltd Co BTL
Product Code: L2068726061
Pepper36 Ltd Co BTL
Product Code: L2068426061
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068126061
Pepper36 Ltd Co BTL
Product Code: L5069726061
Pepper36 Ltd Co BTL
Product Code: L5069426061
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069126061
Pepper36 Ltd Co BTL
Product Code: L2068826061
Pepper36 Ltd Co BTL
Product Code: L2068526061
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068226061
Pepper36 Ltd Co BTL
Product Code: L5069526061
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L5069226061
Pepper36 Ltd Co BTL
Product Code: L2068926061
Pepper36 Ltd Co BTL
Product Code: L2068626061
Pepper36 Ltd Co BTL
Free Valuation
Product Code: L2068326061
Application fee = £150 *For Free Valuation products: One free standard valuation for properties valued up to £500,000. For properties over £500,000 the valuation is payable.
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co BTL
Product Code: L5070826061
Pepper24 Light Ltd Co BTL
Product Code: L5070626061
Pepper24 Light Ltd Co BTL
Product Code: L5070426061
Pepper24 Light Ltd Co BTL
Product Code: L2070226061
Pepper24 Light Ltd Co BTL
Product Code: L2070026061
Pepper24 Light Ltd Co BTL
Product Code: L2069826061
Pepper24 Light Ltd Co BTL
Product Code: L5070926061
Pepper24 Light Ltd Co BTL
Product Code: L5070726061
Pepper24 Light Ltd Co BTL
Product Code: L5070526061
Pepper24 Light Ltd Co BTL
Product Code: L2070326061
Pepper24 Light Ltd Co BTL
Product Code: L2070126061
Pepper24 Light Ltd Co BTL
Product Code: L2069926061
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co BTL
Product Code: L5072026061
Pepper24 Ltd Co BTL
Product Code: L5071826061
Pepper24 Ltd Co BTL
Product Code: L5071626061
Pepper24 Ltd Co BTL
Product Code: L2071426061
Pepper24 Ltd Co BTL
Product Code: L2071226061
Pepper24 Ltd Co BTL
Product Code: L2071026061
Pepper24 Ltd Co BTL
Product Code: L5072126061
Pepper24 Ltd Co BTL
Product Code: L5071926061
Pepper24 Ltd Co BTL
Product Code: L5071726061
Pepper24 Ltd Co BTL
Product Code: L2071526061
Pepper24 Ltd Co BTL
Product Code: L2071326061
Pepper24 Ltd Co BTL
Product Code: L2071126061
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co BTL
Product Code: L5073226061
Pepper18 Light Ltd Co BTL
Product Code: L5073026061
Pepper18 Light Ltd Co BTL
Product Code: L5072826061
Pepper18 Light Ltd Co BTL
Product Code: L2072626061
Pepper18 Light Ltd Co BTL
Product Code: L2072426061
Pepper18 Light Ltd Co BTL
Product Code: L2072226061
Pepper18 Light Ltd Co BTL
Product Code: L5073326061
Pepper18 Light Ltd Co BTL
Product Code: L5073126061
Pepper18 Light Ltd Co BTL
Product Code: L5072926061
Pepper18 Light Ltd Co BTL
Product Code: L2072726061
Pepper18 Light Ltd Co BTL
Product Code: L2072526061
Pepper18 Light Ltd Co BTL
Product Code: L2072326061
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co BTL
Product Code: L5074426061
Pepper18 Ltd Co BTL
Product Code: L5074226061
Pepper18 Ltd Co BTL
Product Code: L5074026061
Pepper18 Ltd Co BTL
Product Code: L2073826061
Pepper18 Ltd Co BTL
Product Code: L2073626061
Pepper18 Ltd Co BTL
Product Code: L2073426061
Pepper18 Ltd Co BTL
Product Code: L5074526061
Pepper18 Ltd Co BTL
Product Code: L5074326061
Pepper18 Ltd Co BTL
Product Code: L5074126061
Pepper18 Ltd Co BTL
Product Code: L2073926061
Pepper18 Ltd Co BTL
Product Code: L2073726061
Pepper18 Ltd Co BTL
Product Code: L2073526061
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co BTL
Product Code: L5075626061
Pepper12 Light Ltd Co BTL
Product Code: L5075426061
Pepper12 Light Ltd Co BTL
Product Code: L5075226061
Pepper12 Light Ltd Co BTL
Product Code: L2075026061
Pepper12 Light Ltd Co BTL
Product Code: L2074826061
Pepper12 Light Ltd Co BTL
Product Code: L2074626061
Pepper12 Light Ltd Co BTL
Product Code: L5075726061
Pepper12 Light Ltd Co BTL
Product Code: L5075526061
Pepper12 Light Ltd Co BTL
Product Code: L5075326061
Pepper12 Light Ltd Co BTL
Product Code: L2075126061
Pepper12 Light Ltd Co BTL
Product Code: L2074926061
Pepper12 Light Ltd Co BTL
Product Code: L2074726061
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co BTL
Product Code: L5076826061
Pepper12 Ltd Co BTL
Product Code: L5076626061
Pepper12 Ltd Co BTL
Product Code: L5076426061
Pepper12 Ltd Co BTL
Product Code: L2076226061
Pepper12 Ltd Co BTL
Product Code: L2076026061
Pepper12 Ltd Co BTL
Product Code: L2075826061
Pepper12 Ltd Co BTL
Product Code: L5076926061
Pepper12 Ltd Co BTL
Product Code: L5076726061
Pepper12 Ltd Co BTL
Product Code: L5076526061
Pepper12 Ltd Co BTL
Product Code: L2076126061
Pepper12 Ltd Co BTL
Product Code: L2076326061
Pepper12 Ltd Co BTL
Product Code: L2075926061
Application fee = £150
Cashback All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let HMO
Pepper48 Light Suitable for customers: with no Default in the last 48 months never had a CCJ
Suitable for customers: with no Default in the last 48 months never had a CCJ
Pepper48 Light Ltd Co HMO
Product Code: IH5052426061
Pepper48 Light Ltd Co HMO
Product Code: IH5052226061
Pepper48 Light Ltd Co HMO
Product Code: IH5052026061
Pepper48 Light Ltd Co HMO
Product Code: IH2051826061
Pepper48 Light Ltd Co HMO
Product Code: IH2051626061
Pepper48 Light Ltd Co HMO
Product Code: IH2051426061
Pepper48 Light Ltd Co HMO
Product Code: IH5052326061
Pepper48 Light Ltd Co HMO
Product Code: IH5052126061
Pepper48 Light Ltd Co HMO
Product Code: IH2051926061
Pepper48 Light Ltd Co HMO
Product Code: IH2051526061
Pepper48 Light Ltd Co HMO
Product Code: IH2051726061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper48 Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Suitable for customers: with no Default in the last 48 months no CCJ in the last 48 months
Pepper48 Ltd Co HMO
Product Code: IH5053526061
Pepper48 Ltd Co HMO
Product Code: IH5053326061
Pepper48 Ltd Co HMO
Product Code: IH5053126061
Pepper48 Ltd Co HMO
Product Code: IH2052926061
Pepper48 Ltd Co HMO
Product Code: IH2052726061
Pepper48 Ltd Co HMO
Product Code: IH2052526061
Pepper48 Ltd Co HMO
Product Code: IH5053426061
Pepper48 Ltd Co HMO
Product Code: IH5053226061
Pepper48 Ltd Co HMO
Product Code: IH2053026061
Pepper48 Ltd Co HMO
Product Code: IH2052826061
Pepper48 Ltd Co HMO
Product Code: IH2052626061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 48 months |
| Default: | None or 0 registered in 48 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 48 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36 LightSuitable for customers: with no Default in the last 36 months never had a CCJ
Suitable for customers: with no Default in the last 36 months never had a CCJ
Pepper36 Light Ltd Co HMO
Product Code: IH5054626061
Pepper36 Light Ltd Co HMO
Product Code: IH5054426061
Pepper36 Light Ltd Co HMO
Product Code: IH5054226061
Pepper36 Light Ltd Co HMO
Product Code: IH2054026061
Pepper36 Light Ltd Co HMO
Product Code: IH2053826061
Pepper36 Light Ltd Co HMO
Product Code: IH2053626061
Pepper36 Light Ltd Co HMO
Product Code: IH5054526061
Pepper36 Light Ltd Co HMO
Product Code: IH5054326061
Pepper36 Light Ltd Co HMO
Product Code: IH2054126061
Pepper36 Light Ltd Co HMO
Product Code: IH2053926061
Pepper36 Light Ltd Co HMO
Product Code: IH2053726061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper36Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Suitable for customers: with no Default in the last 36 months no CCJ in the last 36 months
Pepper36 Ltd Co HMO
Product Code: IH5055726061
Pepper36 Ltd Co HMO
Product Code: IH5055526061
Pepper36 Ltd Co HMO
Product Code: IH5055326061
Pepper36 Ltd Co HMO
Product Code: IH2055126061
Pepper36 Ltd Co HMO
Product Code: IH2054926061
Pepper36 Ltd Co HMO
Product Code: IH2054726061
Pepper36 Ltd Co HMO
Product Code: IH5055626061
Pepper36 Ltd Co HMO
Product Code: IH5055426061
Pepper36 Ltd Co HMO
Product Code: IH2055226061
Pepper36 Ltd Co HMO
Product Code: IH2055026061
Pepper36 Ltd Co HMO
Product Code: IH2054826061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 36 months |
| Default: | 0 registered in 36 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 36 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24 LightSuitable for customers: with no Default in the last 24 months never had a CCJ
Suitable for customers: with no Default in the last 24 months never had a CCJ
Pepper24 Light Ltd Co HMO
Product Code: IH5056826061
Pepper24 Light Ltd Co HMO
Product Code: IH5056626061
Pepper24 Light Ltd Co HMO
Product Code: IH5056426061
Pepper24 Light Ltd Co HMO
Product Code: IH2056226061
Pepper24 Light Ltd Co HMO
Product Code: IH2056026061
Pepper24 Light Ltd Co HMO
Product Code: IH2055826061
Pepper24 Light Ltd Co HMO
Product Code: IH5056726061
Pepper24 Light Ltd Co HMO
Product Code: IH5056526061
Pepper24 Light Ltd Co HMO
Product Code: IH2056326061
Pepper24 Light Ltd Co HMO
Product Code: IH2056126061
Pepper24 Light Ltd Co HMO
Product Code: IH2055926061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper24Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Suitable for customers: with no Default in the last 24 months no CCJ in the last 24 months
Pepper24 Ltd Co HMO
Product Code: IH5057926061
Pepper24 Ltd Co HMO
Product Code: IH5057726061
Pepper24 Ltd Co HMO
Product Code: IH5057526061
Pepper24 Ltd Co HMO
Product Code: IH2057326061
Pepper24 Ltd Co HMO
Product Code: IH2057126061
Pepper24 Ltd Co HMO
Product Code: IH2056926061
Pepper24 Ltd Co HMO
Product Code: IH5057826061
Pepper24 Ltd Co HMO
Product Code: IH5057626061
Pepper24 Ltd Co HMO
Product Code: IH2057426061
Pepper24 Ltd Co HMO
Product Code: IH2057226061
Pepper24 Ltd Co HMO
Product Code: IH2057026061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 24 months |
| Default: | 0 registered in 24 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 24 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18 LightSuitable for customers: with no Default in the last 18 months never had a CCJ
Suitable for customers: with no Default in the last 18 months never had a CCJ
Pepper18 Light Ltd Co HMO
Product Code: IH5059026061
Pepper18 Light Ltd Co HMO
Product Code: IH5058826061
Pepper18 Light Ltd Co HMO
Product Code: IH5058626061
Pepper18 Light Ltd Co HMO
Product Code: IH2058426061
Pepper18 Light Ltd Co HMO
Product Code: IH2058226061
Pepper18 Light Ltd Co HMO
Product Code: IH2058026061
Pepper18 Light Ltd Co HMO
Product Code: IH5058926061
Pepper18 Light Ltd Co HMO
Product Code: IH5058726061
Pepper18 Light Ltd Co HMO
Product Code: IH2058526061
Pepper18 Light Ltd Co HMO
Product Code: IH2058326061
Pepper18 Light Ltd Co HMO
Product Code: IH2058126061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper18Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Suitable for customers: with no Default in the last 18 months no CCJ in the last 18 months
Pepper18 Ltd Co HMO
Product Code: IH5060126061
Pepper18 Ltd Co HMO
Product Code: IH5059926061
Pepper18 Ltd Co HMO
Product Code: IH5059726061
Pepper18 Ltd Co HMO
Product Code: IH2059526061
Pepper18 Ltd Co HMO
Product Code: IH2059326061
Pepper18 Ltd Co HMO
Product Code: IH2059126061
Pepper18 Ltd Co HMO
Product Code: IH5060026061
Pepper18 Ltd Co HMO
Product Code: IH5059826061
Pepper18 Ltd Co HMO
Product Code: IH2059626061
Pepper18 Ltd Co HMO
Product Code: IH2059426061
Pepper18 Ltd Co HMO
Product Code: IH2059226061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 18 months |
| Default: | 0 registered in 18 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 18 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12 LightSuitable for customers: with no Default in the last 12 months never had a CCJ
Suitable for customers: with no Default in the last 12 months never had a CCJ
Pepper12 Light Ltd Co HMO
Product Code: IH5061226061
Pepper12 Light Ltd Co HMO
Product Code: IH5061026061
Pepper12 Light Ltd Co HMO
Product Code: IH5060826061
Pepper12 Light Ltd Co HMO
Product Code: IH2060626061
Pepper12 Light Ltd Co HMO
Product Code: IH2060426061
Pepper12 Light Ltd Co HMO
Product Code: IH2060226061
Pepper12 Light Ltd Co HMO
Product Code: IH5061126061
Pepper12 Light Ltd Co HMO
Product Code: IH5060926061
Pepper12 Light Ltd Co HMO
Product Code: IH2060726061
Pepper12 Light Ltd Co HMO
Product Code: IH2060526061
Pepper12 Light Ltd Co HMO
Product Code: IH2060326061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | None |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Pepper12Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Suitable for customers: with no Default in the last 12 months no CCJ in the last 12 months
Pepper12 Ltd Co HMO
Product Code: IH5062326061
Pepper12 Ltd Co HMO
Product Code: IH5062126061
Pepper12 Ltd Co HMO
Product Code: IH5061926061
Pepper12 Ltd Co HMO
Product Code: IH2061726061
Pepper12 Ltd Co HMO
Product Code: IH2061526061
Pepper12 Ltd Co HMO
Product Code: IH2061326061
Pepper12 Ltd Co HMO
Product Code: IH5062226061
Pepper12 Ltd Co HMO
Product Code: IH5062026061
Pepper12 Ltd Co HMO
Product Code: IH2061626061
Pepper12 Ltd Co HMO
Product Code: IH2061826061
Pepper12 Ltd Co HMO
Product Code: IH2061426061
Application fee = £150
All BTL Remortgages come with £350 Cashback as standard
| Credit Criteria | |
|---|---|
| CCJs: | 0 registered in 12 months |
| Default: | 0 registered in 12 months |
| CCJ/Default Value: | No limit |
| Secured Missed Payments: | 0 in 12 months (No arrears balance in last 6 months) |
| Bankruptcy/IVA: | Discharged > 6 years ago |
| Repossessions: | None in last 6 years |
| Debt Management Plan: | Considered if satisfied over 12 months ago |
Limited Company Buy to Let Criteria
| Applicant Details | |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 85 years at end of term |
| Maximum Applicants | 4 |
| Employed | Minimum of 3 months in current job with 6 months' continuous employment and not in probation. |
| Self-Employed | Must have been in their current business for a minimum of 12 months |
| Loan Size | |
|---|---|
| Loan Size | |
| Minimum | £25,001 |
| Maximum | For Buy to Let: The maximum loan size is £2 million within the following LTV limits:
For BTL HMO: The maximum loan size is £1 million within the following LTV limits:
|
| Repayment | |
| Repayment | Capital & Interest; Interest Only |
| Property Value | |
| Minimum | For Buy to Let: £70,000. For BTL HMO: £100,000. |
| Term | |
| Minimum | 5 years and 1 month |
| Maximum | 35 years |
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Our Buy to Let calculator has been built with you in mind, it’s simple to complete and will give you an indication of the maximum we could lend your client.
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