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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

what does a mortgage broker do

Blog

What does a mortgage broker do?

Mortgage brokers help to assess your finances, compare deals from different lenders, and guide you through the mortgage application process.

September 11, 2025

can I get a mortgage on benefits

Blog

Can you get a mortgage on benefits?

Yes, you can get a mortgage on benefits. Discover which benefits count as income, lender requirements, and tips to improve your chances of approval.

September 11, 2025

do you need life insurance for a mortgage

Blog

Do you need life insurance for a mortgage?

Discover whether life insurance is required for a mortgage, the benefits it provides, and what options to consider when protecting your home.

September 10, 2025

how long does a mortgage in principle last

Blog

How long does a mortgage in principle last?

A mortgage in principle typically remains valid for 30–90 days. Find out what affects its duration to keep your homebuying plans on track.

September 10, 2025

how long does it take to get a mortgage offer

Blog

How long does it take to get a mortgage offer?

Find out how long it takes to get a mortgage offer, the steps involved, and tips to speed up the process.

September 10, 2025

how to show proof of income for a self employed mortgage

Blog

How to show proof of income for a self-employed mortgage

Understand how to show proof of income as a self-employed mortgage applicant, from tax returns to SA302s and accountant references.

September 1, 2025

self employed mortgage criteria

Blog

Self-employed mortgage criteria

Explore the key mortgage criteria for self-employed applicants, including income proof, credit history, and trading history.

September 1, 2025

do you pay stamp duty on shared ownership

Blog

Do you pay stamp duty on shared ownership?

See when and how stamp duty applies to shared ownership homes, including options to pay upfront or in stages.

August 28, 2025

Can you rent out a shared ownership property

Blog

Can you rent out a shared ownership property?

Explore the rules and restrictions around renting out your shared ownership home, and when permission might be granted.

August 27, 2025

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