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The Pepper Money Blog

Our latest blog posts from Pepper Money

Whether you’re looking for our latest product announcement or insights from one of our industry experts, you can find out more about what we’re up to and the markets we operate in.

what is a shared ownership mortgage

Blog

What is a shared ownership mortgage?

Understand how shared ownership mortgages work, how to apply, and whether it’s the right path to homeownership for you.

August 27, 2025

will I be accepted for shared ownership

Blog

Will I be accepted for shared ownership?

Find out if you’re eligible for a shared ownership scheme, including income limits, deposit requirements, and credit checks.

August 27, 2025

what is a good loan to value ratio

Blog

What is a good loan-to-value ratio?

Discover what’s considered a good loan to value (LTV) ratio, how it impacts mortgage rates, and how to improve yours for better deals.

August 20, 2025

how loan to value ratio affects your mortgage

Blog

How the loan-to-value ratio affects your mortgage

Learn what loan to value (LTV) ratio means, how it affects your mortgage options, and why it matters to lenders and borrowers alike.

August 20, 2025

should you get a short or long term mortgage

Blog

Should you get a short or long term mortgage?

Compare short vs long term mortgages to find out which suits your financial goals, monthly payments, and future plans best.

August 20, 2025

the uks best and worst commuter towns

Blog

2025’s Best and Worst UK Commuter Towns Revealed

Where to Live for Value, Commute, and Quality of Life – Sheffield Comes Out on Top.

August 14, 2025

what is the difference between a mortgage broker and mortgage lender

Blog

What is the difference between a mortgage broker and a mortgage lender?

Confused about mortgage brokers vs lenders? Learn how they differ, how they work, and which option might be best for you.

July 23, 2025

how to remortgage when self employed

Blog

How to remortgage if you’re self-employed

Are you self-employed looking to remortgage? Learn what lenders need to see, proof of income and maximising approval chances.

July 22, 2025

can you remortgage to buy another property

Blog

Can you remortgage to buy another property?

Want to buy a second home or investment property? Learn how remortgaging can help release equity to fund another purchase.

July 16, 2025

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