Right to Buy Mortgage Products
At Pepper Money we understand that not all your customers will be suited to computerised, credit score-based lending. So, whether your customer is buying their first home or ready to take the next step from renting, we understand the path to homeownership is different. We’re here for your customers – to help them succeed and get where they want to be.
Our product range is structured around your customer’s most recent CCJ or Default. Here’s how your next Right to Buy application could be better with Pepper
Right to Buy Mortgage Products Rates & Criteria
Right to Buy
Right to Buy Affordability Calculator
We’re currently reviewing all applications to ensure the income is sustainable in current market conditions. Based on the information provided please find details below on what your client(s) could borrow with us.
|Indicative maximum available subject to a DIP|
|2 Year Fixed:||£150,000.00|
|5 Year Fixed:||£200,000.00|
|Number of Applicants:||Number of Children:|
|Property Full Market Value:||Discounted Purchase Price:|
|Required loan amount:||Repayment Type:|
|Income Applicant One|
|Primary Annual Income|
|Secondary Annual Income|
|Annual Overtime (calculated at 50%)|
|Annual Bonus or Commission|
|Maintenance Income (calculated at 50%)|
|Commitments Applicant One|
|Mortgages or secured loans|
|Unsecured loans or hire purchase|
|Credit or store cards Balance|
|Overdraft arrangements Balance|
|Total monthly commitments|
|Leasehold service charges|
These results are indicative and are meant to be used as a guide only. Should you wish to submit a DIP, it'll be subject to our full lending criteria, a credit check and an underwriter review which could result in a different value.
Please note by changing the loan amount figure you may change the loan to value. This may change the interest rate charged. If you're going to change any details we strongly recommend you start a new calculation to ensure it is as accurate as possible.
If you'd like to submit this, or any other case, you'll need to have registered with us. it's a quick and simple process and shouldn't take more than 5 minutes.
If you've already registered, please Login and complete our online application form.
As we manually underwrite all applications and consider each case on it's merits there may be times where we will lend more or less than the figure stated below. To find out exactly what your client(s) could borrow please submit a DIP.
If you see an N/A within the Maximum Loan Size box this is because we don't currently offer a rate for that Product/LTV
If you have any questions, call our sales team on 03333 701 101 option 1, Monday to Friday between 9am and 5.00pm.
Fill in your details below and we will email the results to you
Right to Buy Criteria
Need help with your mortgage case?
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.