Homeowner Loan

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Downloads

Find all the material you need for your next first charge application

First Charge - Intermediary

Name
Date
Format
Residential criteria guide
This contains all the criteria related to our Residential range.
June 2023
PDF
Download
Residential product guide
This contains all the information about our Residential range.
June 2023
PDF
Download
Name
Date
Format
Shared Ownership criteria guide
This contains all the criteria related to our Shared Ownership range.
June 2023
PDF
Download
Shared Ownership product guide
This contains all the information about our Shared Ownership range.
June 2023
PDF
Download
Name
Date
Format
Help to Buy Criteria Guide
This contains all the criteria related to our Help to Buy range.
June 2023
PDF
Download
Help to Buy Product Guide
This contains all the information about our Help to Buy range.
June 2023
PDF
Download
Help to Buy Application Portal Guide
This contains all the information about our Help to Buy application portal.
June 2023
PDF
Download
Name
Date
Format
Right to Buy Criteria Guide
This contains all the criteria related to our Help to Buy range.
June 2023
PDF
Download
Right to Buy Product Guide
This contains all the information about our Help to Buy range.
June 2023
PDF
Download
Right to Buy Application Portal Guide
This contains all the information about our Help to Buy application portal.
June 2023
PDF
Download
Name
Date
Format
Download
Packaging guide
We have compiled a steps and tips to ensure you have all the information you need to submit business to us quickly and efficiently.
June 2023
PDF
Download
Application details
This document can be used to capture your client’s details before entering the case on to our application portal. Please don’t upload this form as part of any applications.
June 2023
PDF
Download
Application form declaration
Please use this document if you need your client(s) to sign a declaration before you submit an application. In all other situations use the personalised declaration that’s provided once an application is submitted on our application portal.
June 2023
PDF
Download
Tariff of charges
This document details all the fees and charges your clients may incur.
June 2023
PDF
Download
Application portal guide
This guide will help you navigate around and submit a case on our new application portal.
June 2023
PDF
Download
Confirmation of gifted deposit
This template can be used if your client is receiving a gifted deposit to assist in the purchase of a property.
June 2023
PDF
Download
Broker declaration
This document is to be signed by the intermediary who provided the advice to the applicants.
June 2023
PDF
Download
Direct debit mandate
Supplement to the main application form – for applicants looking to set up a direct debit.
June 2023
PDF
Download
Policy on income
Details of accepted forms of income.
June 2023
PDF
Download
Credit Reference Agency Information Notice (CRAIN)
This document describes how the three main credit reference agencies Callcredit, Equifax and Experian, each use and share personal data.
June 2023
PDF
Download
DMP supplementary information sheet
You’ll need to fill in this form and upload it to our application portal for any applications where your client is in an active Debt Management Plan.
June 2023
PDF
Download
Terms of Business Intermediaries
Please read these Intermediary Terms carefully. By using the Pepper Online Application System and/or submitting Applications to us, you agree to be legally bound by these Intermediary Terms.
June 2023
PDF
Download
Transfers of Equity Fact Sheet
Questions about Transfers of Equity with Pepper Money.
June 2023
PDF
Download
Repaying Commitments
Questions about Repaying Commitments with Pepper Money.
June 2023
PDF
Download
Credit Cards to be Repaid Form
A form for credit cards which are being repaid as part of the Remortgage
June 2023
PDF
Download
Pepper Money USP Sheet
All the benefits of placing your Residential and Affordable Home Ownership cases with us
June 2023
PDF
Download
Name
Date
Format
Download
Mortgage budget planner
This planner will help calculate how much your client can afford to pay based on their budget.
June 2023
PDF
Download
Portfolio Schedule
All buy-to-let Landlords will need to download and save this document, before completing the Portfolio Schedule electronically
June 2023
PDF
Download

Service levels

Our latest service levels

Our latest Pepper Money service levels show how quickly we’re currently processing mortgage applications on behalf of our customers. 

What we’re working on

June 3, 2023 5:35 pm

Our call capacity (average)

9am
10am
11am
12pm
1pm
2pm
3pm
4pm
5pm

Referrals

Working on DIP referrals received on:

2nd June

Messages

Responding to application portal broker messages received on:​

2nd June

Reviews

Reviewing offer assessment sent to our underwriters on:​

2nd June

Applications

Working on applications received on:​

2nd June

Valuations

Currently reviewing valuations received on:​

2nd June

Calls

Answering calls in less than (average speed):​

< 1 minute(s)

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

Information

Mortgage Service Levels

Intermediary Mortgages

Working on DIP referrals received on:

2nd June

Responding to application portal broker messages on:

2nd June

Reviewing applications sent to our underwriters on:

2nd June

Working on applications received on:

2nd June

Currently reviewing valuations received on:

2nd June

Answering calls in less than (average speed):

< 1 minute(s)