Downloads

Find all the material you need for your next first charge application

First Charge - Intermediary

Name
Date
Format
Residential criteria guide
This contains all the criteria related to our Residential range.
May 2022
PDF
Download
Residential product guide
This contains all the information about our Residential range.
JUNE 2022
PDF
Download
Name
Date
Format
Download
Buy to Let Criteria Guide
This contains all the criteria related to our Buy to Let range.
May 2022
PDF
Download
Buy to Let Product Guide
This contains all the information about our Buy to Let range.
May 2022
PDF
Download
Name
Date
Format
Download
Limited Company Buy to Let Criteria Guide
This contains all the criteria related to our Limited Company Buy to Let range.
May 2022
PDF
Download
Limited Company Buy to Let Product Guide
This contains all the information about our Limited Company Buy to Let range
May 2022
PDF
Download
Name
Date
Format
Shared Ownership criteria guide
This contains all the criteria related to our Shared Ownership range.
May 2022
PDF
Download
Shared Ownership product guide
This contains all the information about our Shared Ownership range.
May 2022
PDF
Download
Name
Date
Format
Help to Buy Criteria Guide
This contains all the criteria related to our Help to Buy range.
May 2022
PDF
Download
Help to Buy Product Guide
This contains all the information about our Help to Buy range.
May 2022
PDF
Download
Help to Buy Application Portal Guide
This contains all the information about our Help to Buy application portal.
May 2022
PDF
Download
Name
Date
Format
Download
Packaging guide
We have compiled a steps and tips to ensure you have all the information you need to submit business to us quickly and efficiently.
May 2022
PDF
Download
Application details
This document can be used to capture your client’s details before entering the case on to our application portal. Please don’t upload this form as part of any applications.
May 2022
PDF
Download
Application form declaration
Please use this document if you need your client(s) to sign a declaration before you submit an application. In all other situations use the personalised declaration that’s provided once an application is submitted on our application portal.
May 2022
PDF
Download
Tariff of charges
This document details all the fees and charges your clients may incur.
May 2022
PDF
Download
Application portal guide
This guide will help you navigate around and submit a case on our new application portal.
May 2022
PDF
Download
Confirmation of gifted deposit
This template can be used if your client is receiving a gifted deposit to assist in the purchase of a property.
May 2022
PDF
Download
Broker declaration
This document is to be signed by the intermediary who provided the advice to the applicants.
May 2022
PDF
Download
Direct debit mandate
Supplement to the main application form – for applicants looking to set up a direct debit.
May 2022
PDF
Download
Policy on income
Details of accepted forms of income.
May 2022
PDF
Download
Credit Reference Agency Information Notice (CRAIN)
This document describes how the three main credit reference agencies Callcredit, Equifax and Experian, each use and share personal data.
May 2022
PDF
Download
DMP supplementary information sheet
You’ll need to fill in this form and upload it to our application portal for any applications where your client is in an active Debt Management Plan.
May 2022
PDF
Download
Terms of Business Intermediaries
Please read these Intermediary Terms carefully. By using the Pepper Online Application System and/or submitting Applications to us, you agree to be legally bound by these Intermediary Terms.
May 2022
PDF
Download
Transfers of Equity Fact Sheet
Questions about Transfers of Equity with Pepper Money.
May 2022
PDF
Download
Repaying Commitments
Questions about Repaying Commitments with Pepper Money.
May 2022
PDF
Download
Name
Date
Format
Download
Mortgage budget planner
This planner will help calculate how much your client can afford to pay based on their budget.
May 2022
PDF
Download
Portfolio Schedule
All buy-to-let Landlords will need to download and save this document, before completing the Portfolio Schedule electronically
May 2022
PDF
Download

Service levels

Our latest service levels

Our latest Pepper Money service levels show how quickly we’re currently processing first charge applications on behalf of our customers.

What we’re working on

June 25, 2022 5:44 am

Our call capacity (average)

9am
10am
11am
12pm
1pm
2pm
3pm
4pm
5pm

Referrals

Working on DIP referrals received on:

24th June

Messages

Responding to application portal broker messages received on:

22nd June

Reviews

Reviewing offer assessment sent to our underwriters on:

23rd June

Applications

Working on applications received on:

22nd June

Valuations

Currently reviewing valuations received on:

23rd June

Calls

Answering calls in less than (average speed):

< 1 minute(s)

Need help with your first charge case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

For Intermediary use only

About Pepper Money

Pepper Money is the brand name used globally by all Pepper Group companies to market consumer finance products. In the UK, Pepper Money offers a range of residential, buy to let, and second charge mortgages to borrowers.

Pepper Money is part of the Pepper Group, a diversified, global financial services business, whose senior management team is some of the most experienced in the UK mortgage industry having built a long-lasting reputation for creating innovative, flexible home loan products and services.

Pepper money

UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.

Information

First Charge Service Levels

Intermediary - First Charge

Working on DIP referrals received on:

24th June

Responding to application portal broker messages on:

22nd June

Reviewing applications sent to our underwriters on:

23rd June

Working on applications received on:

22nd June

Currently reviewing valuations received on:

23rd June

Answering calls in less than (average speed):

< 1 Minutes
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