Blog
Our latest blog posts from Pepper Money
Will I be accepted for shared ownership?
Find out if you’re eligible for a shared ownership scheme, including income limits, deposit requirements, and credit checks.
What is a good loan-to-value ratio?
Discover what’s considered a good loan to value (LTV) ratio, how it impacts mortgage rates, and how to improve yours for better deals.
How the loan-to-value ratio affects your mortgage
Learn what loan to value (LTV) ratio means, how it affects your mortgage options, and why it matters to lenders and borrowers alike.
Should you get a short or long term mortgage?
Compare short vs long term mortgages to find out which suits your financial goals, monthly payments, and future plans best.
2025’s Best and Worst UK Commuter Towns Revealed
Where to Live for Value, Commute, and Quality of Life – Sheffield Comes Out on Top.
What is the difference between a mortgage broker and a mortgage lender?
Confused about mortgage brokers vs lenders? Learn how they differ, how they work, and which option might be best for you.
How to remortgage if you’re self-employed
Are you self-employed looking to remortgage? Learn what lenders need to see, proof of income and maximising approval chances.
Can you remortgage to buy another property?
Want to buy a second home or investment property? Learn how remortgaging can help release equity to fund another purchase.
Mortgages for pensioners: Can you get a mortgage at 65?
Over 65 and considering a mortgage? Discover your options, eligibility, and how lenders assess pension income for mortgages in later life.