Blog
Our latest blog posts from Pepper Money
Do you pay stamp duty on shared ownership?
See when and how stamp duty applies to shared ownership homes, including options to pay upfront or in stages.
Can you rent out a shared ownership property?
Explore the rules and restrictions around renting out your shared ownership home, and when permission might be granted.
What is a shared ownership mortgage?
Understand how shared ownership mortgages work, how to apply, and whether it’s the right path to homeownership for you.
Will I be accepted for shared ownership?
Find out if you’re eligible for a shared ownership scheme, including income limits, deposit requirements, and credit checks.
What is a good loan-to-value ratio?
Discover what’s considered a good loan to value (LTV) ratio, how it impacts mortgage rates, and how to improve yours for better deals.
How the loan-to-value ratio affects your mortgage
Learn what loan to value (LTV) ratio means, how it affects your mortgage options, and why it matters to lenders and borrowers alike.
Should you get a short or long term mortgage?
Compare short vs long term mortgages to find out which suits your financial goals, monthly payments, and future plans best.
2025’s Best and Worst UK Commuter Towns Revealed
Where to Live for Value, Commute, and Quality of Life – Sheffield Comes Out on Top.
What is the difference between a mortgage broker and a mortgage lender?
Confused about mortgage brokers vs lenders? Learn how they differ, how they work, and which option might be best for you.