Blog
Our latest blog posts from Pepper Money

Mortgage Ready Checklist for First-Time Buyers
First-time buyer? Follow this checklist to get mortgage-ready, boost approval chances, and step confidently onto the property ladder.

How to release equity from your home
Learn how to unlock cash from your property with equity release. Understand your options and whether it’s right for you.

Can you remortgage a shared ownership?
Explore if you can remortgage a shared ownership property, the steps involved, and how it could save you money long term.

How long does a CCJ last?
Find out how long a County Court Judgment (CCJ) stays on your record and the best ways to deal with it for a brighter financial future.

How can I improve my credit score?
Discover proven steps to boost your credit score, from managing debts to smart financial habits. Start improving today!

House Deposit Struggles: The Regions That Take the Longest to Save
With house prices rising faster than wages in many parts of the UK, getting together a deposit has never been more challenging.

Getting a Mortgage with a CCJ
A County Court Judgment (CCJ) doesn’t have to stop you from getting a mortgage – find out how to improve your chances of approval.

Right to Buy Mortgages for Bad Credit
Find out how the Right to Buy scheme works if you have bad credit, including eligibility, deposit requirements, and how specialist lenders can help.

How much is stamp duty on a second home?
Buying a second home, buy-to-let, or holiday property? Learn about the stamp duty surcharge, higher rates and how to calculate the cost in 2025.