Our latest blog posts from Pepper Money

Find out how long a County Court Judgment (CCJ) stays on your record and the best ways to deal with it for a brighter financial future.

Discover proven steps to boost your credit score, from managing debts to smart financial habits. Start improving today!

With house prices rising faster than wages in many parts of the UK, getting together a deposit has never been more challenging.

A County Court Judgment (CCJ) doesn’t have to stop you from getting a mortgage – find out how to improve your chances of approval.

Find out how the Right to Buy scheme works if you have bad credit, including eligibility, deposit requirements, and how specialist lenders can help.

Buying a second home, buy-to-let, or holiday property? Learn about the stamp duty surcharge, higher rates and how to calculate the cost in 2025.

An offset mortgage reduces the interest you pay by offsetting your mortgage against your savings. Learn how it works here.

Considering a move to a cheaper property? Learn how to port your mortgage and save money while ensuring a seamless transition to your new home.

Mortgage brokers help to assess your finances, compare deals from different lenders, and guide you through the mortgage application process.