Our latest blog posts from Pepper Money

Mortgage brokers help to assess your finances, compare deals from different lenders, and guide you through the mortgage application process.

Yes, you can get a mortgage on benefits. Discover which benefits count as income, lender requirements, and tips to improve your chances of approval.

Discover whether life insurance is required for a mortgage, the benefits it provides, and what options to consider when protecting your home.

A mortgage in principle typically remains valid for 30–90 days. Find out what affects its duration to keep your homebuying plans on track.

Find out how long it takes to get a mortgage offer, the steps involved, and tips to speed up the process.

Understand how to show proof of income as a self-employed mortgage applicant, from tax returns to SA302s and accountant references.

Explore the key mortgage criteria for self-employed applicants, including income proof, credit history, and trading history.

See when and how stamp duty applies to shared ownership homes, including options to pay upfront or in stages.

Explore the rules and restrictions around renting out your shared ownership home, and when permission might be granted.