Our latest blog posts from Pepper Money

Wondering how mortgage redemption works? Learn what it means to redeem your mortgage, how to calculate redemption figures, and what fees you might face.

Think you need a big deposit or perfect credit to get a mortgage? We debunk 10 mortgage myths setting the facts straight for home buyers.

Understand the maximum Right to Buy discount available in 2025 and how it’s calculated. See what you could save and how to fund your mortgage.

Discover what influences house prices in the UK including market trends, location, and the economy. Understand the factors affecting property values.

What is loan-to-value (LTV)? Learn how LTV affects your mortgage, why it matters to lenders, and how to get the best rates based on your deposit size.

Do first-time buyers have to pay stamp duty? Learn about the UK’s stamp duty rules, exemptions, and how much you might need to pay when buying your first home.

Buying your first home? This step-by-step guide walks you through the entire mortgage process, from saving a deposit to getting approved and securing your home.

What are mortgage interest rates if you’re self-employed? Learn how lenders assess self-employed applicants, factors affecting rates, and tips to secure the best deal.

Wondering how to calculate loan-to-value (LTV)? Learn the simple formula, why LTV matters for mortgages, and how it affects interest rates and borrowing options.