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Downloads

Find all the material you need for your next first charge application

First Charge - Intermediary

Residential Downloads

Name	Date	Format
Residential criteria guide This contains all the criteria related to our Residential range.	February 2026	PDF	Download
Residential product guide This contains all the information about our Residential range.	February 2026	PDF	Download

Buy to Let Downloads

Name	Date	Format
Buy to Let criteria guide This contains all the criteria related to our Buy to Let range.	February 2026	PDF	Download
Buy to Let product guide This contains all the information about our Buy to Let range.	February 2026	PDF	Download

Limited Company Buy to Let Downloads

Name	Date	Format
Limited Company Buy to Let criteria guide This contains all the criteria related to our Limited Buy to Let range.	February 2026	PDF	Download
Limited Company Buy to Let product guide This contains all the information about our Limited Buy to Let range.	February 2026	PDF	Download

First Homes Downloads

Name	Date	Format
First Homes Criteria Guide This contains all the criteria related to our First Homes range.	February 2026	PDF	Download
First Homes Product Guide This contains all the information about our First Homes range.	February 2026	PDF	Download
First Homes Application Portal Guide This contains all the information about our First Homes application portal.	February 2026	PDF	Download

Right to Buy Downloads

Name	Date	Format
Right to Buy Criteria Guide This contains all the criteria related to our Right to Buy range.	February 2026	PDF	Download
Right to Buy Product Guide This contains all the information about our Right to Buy range.	February 2026	PDF	Download
Right to Buy Application Portal Guide This contains all the information about our Right to Buy application portal.	February 2026	PDF	Download

Help to Buy Downloads

Name	Date	Format
Help to Buy Criteria Guide This contains all the criteria related to our Help to Buy range.	February 2026	PDF	Download
Help to Buy Product Guide This contains all the information about our Help to Buy range.	February 2026	PDF	Download
Help to Buy Application Portal Guide This contains all the information about our Help to Buy application portal.	February 2026	PDF	Download

Shared Ownership Downloads

Name	Date	Format
Shared Ownership criteria guide This contains all the criteria related to our Shared Ownership range.	February 2026	PDF	Download
Shared Ownership product guide This contains all the information about our Shared Ownership range.<br />	February 2026	PDF	Download

Application Guides and Downloads

Name	Date	Format
Pepper Your Guide We’ve compiled a detailed guide to give you all you need to submit an application to us quickly and efficiently.	February 2026	PDF	Download
Free Legals Remortgage Guide This guide is designed to provide you with information around our Free Legals Remortgage proposition, including what to expect, timeframes, hints and tips, costs breakdown and extra steps to consider.	February 2026	PDF	Download
Customer Working Age Form (Single Applicant) Please use this document if the mortgage is going beyond your client’s 66th birthday and you need to sign this declaration before you submit an application. In all other situations use the personalised declaration that’s provided once an application is submitted on our application portal.	February 2026	PDF	Download
Customer Working Age Form (Joint Applicants) Please use this document if the mortgage is going beyond your client(s) 66th birthday and you need to sign this declaration before you submit an application. In all other situations use the personalised declaration that’s provided once an application is submitted on our application portal.	February 2026	PDF	Download
Application details This document can be used to capture your client’s details before entering the case on to our application portal. Please don’t upload this form as part of any applications.	February 2026	PDF	Download
Application form declaration Please use this document if you need your client(s) to sign a declaration before you submit an application. In all other situations use the personalised declaration that’s provided once an application is submitted on our application portal.	February 2026	PDF	Download
Tariff of charges This document details all the fees and charges your clients may incur.	February 2026	PDF	Download
Application portal guide This guide will help you navigate around and submit a case on our new application portal.	February 2026	PDF	Download
Confirmation of gifted deposit This template can be used if your client is receiving a gifted deposit to assist in the purchase of a property.	February 2026	PDF	Download
Broker declaration This document is to be signed by the intermediary who provided the advice to the applicants.	February 2026	PDF	Download
Direct debit mandate Supplement to the main application form – for applicants looking to set up a direct debit.	February 2026	PDF	Download
Credit Reference Agency Information Notice (CRAIN) This document describes how the three main credit reference agencies Callcredit, Equifax and Experian, each use and share personal data.	February 2026	PDF	Download
DMP supplementary information sheet You’ll need to fill in this form and upload it to our application portal for any applications where your client is in an active Debt Management Plan.	February 2026	PDF	Download
Terms of Business Intermediaries Please read these Intermediary Terms carefully. By using the Pepper Online Application System and/or submitting Applications to us, you agree to be legally bound by these Intermediary Terms.	February 2026	PDF	Download
Transfers of Equity Fact Sheet Questions about Transfers of Equity with Pepper Money.	February 2026	PDF	Download
Pepper Money USP Sheet All the benefits of placing your Residential and Affordable Home Ownership cases with us	February 2026	PDF	Download
e-signatures Product Transfer Process Guide Customer process guide for adding e-signatures to product transfer offer	February 2026	PDF	Download
e-signatures Customer Mortgages Process Guide Customer process guide for adding e-signatures to mortgage offer	February 2026	PDF	Download

Useful Templates

Name	Date	Format
Mortgage budget planner This planner will help calculate how much your client can afford to pay based on their budget.	February 2026	PDF	Download
Portfolio Schedule All buy-to-let Landlords will need to complete the form and save the PDF,.	February 2026	FORM	Complete Form

Need help with your mortgage case?

To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.

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